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is there any 0% credit cards for 36 months??

New Visitor

is there any 0% credit cards for 36 months??

I search through the internet and only see up to 12 months interest-free credit cards.

 

Just wonder is there any issuers offer up to 36 months free interest??

Message 1 of 8
7 REPLIES
Moderator Emeritus

Re: is there any 0% credit cards for 36 months??


tinycoin wrote:

I search through the internet and only see up to 12 months interest-free credit cards.

 

Just wonder is there any issuers offer up to 36 months free interest??


Welcome to myFICO.

 

I haven't seen anything for 36 months. The most I've read about lately is a Citi card for 21 months.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 2 of 8
Frequent Contributor

Re: is there any 0% credit cards for 36 months??

Yeah, Citi has the best no-interest options right now.  Never seen 36 months.

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Message 3 of 8
Contributor

Re: is there any 0% credit cards for 36 months??

 


Marinevietvet wrote:

tinycoin wrote:

I search through the internet and only see up to 12 months interest-free credit cards.

 

Just wonder is there any issuers offer up to 36 months free interest??


Welcome to myFICO.

 

I haven't seen anything for 36 months. The most I've read about lately is a Citi card for 21 months.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


+1, have a Citi and lovin it.

 

Message 4 of 8
Established Contributor

Re: is there any 0% credit cards for 36 months??

I don't think you will ever find a company willing to extend terms like that again. It was amazing 3-5 years ago when companies would offer 0% for life on a balance transfer, but just don't see that happening anymore, unless a 7-10% fee upfront.


Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


Take the FICO Fitness Challenge
Message 5 of 8
Established Contributor

Re: is there any 0% credit cards for 36 months??

Penfed's promise card is offering the following: (not what your looking for but is interesting)

 

For a limited time, take advantage of our fee-free promotional balance transfer offer of 4.99% APR for the life of the balance on transfers made now through March 31, 2010. Apply now and save – hurry this offer ends soon!

 

Message 6 of 8
Senior Contributor

Re: is there any 0% credit cards for 36 months??

longest low rate CU offers:

Pen Fed: as PP

PSECU: c. 2 yrs 3.99 (No BT Fee)

 

longest 0% offers:

Discover 24 mos (5% BT fee) "Promotion only valid through February 28, 2011" 

http://www.credit.com/credit-cards/card/discover-more-card--month-promotional-balance-transfer

Citi: as PP 21 mos (3-4% BT fee) 

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 7 of 8
Highlighted
Senior Contributor

Re: is there any 0% credit cards for 36 months??

looks like Discover has a promo for 24 mos. (5% BT fee) 

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 8 of 8