is this a good idea?

[Nightfallx]

i currently have a amex zync, chase sapphire prefered, and a discover more. i want to apply for a amex blue, and replace that with the discover and the chase, is that a good idea? the chase,amex, discover are all the same age.

[cabronsaim]

You don't plan on closing any accounts do you?

[Nightfallx]

i want to close the discover and the chase if im approved for the amex blue, the chase has a 100$ annual fee and the discover is a low limit

[LS2982]

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@Nightfallx wrote:

i want to close the discover and the chase if im approved for the amex blue, the chase has a 100$ annual fee and the discover is a low limit

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Why not garden the Discover and ask for CLI's in the future?

[Jake0215]

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@Nightfallx wrote:

i want to close the discover and the chase if im approved for the amex blue, the chase has a 100$ annual fee and the discover is a low limit

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we have a very similar credit card mix. I've thought about closing my discover as well, but it's a great company and there is no annual fee. Have you already used your csp sign-up bonus? Because that should more than cover the 95 dollars. Plus it's such a high credit line and it looks cool...

[Anonymous]

Isn't it possible to convert the Sapphire Preferred to the standard Sapphire to avoid the annual fee?  I think you could do that.  Also, Amex Blue will backdate to year you opened your first Amex, so it may not hurt AAoA much or could even help it.

[LS2982]

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@Anonymous wrote:

Isn't it possible to convert the Sapphire Preferred to the standard Sapphire to avoid the annual fee?  I think you could do that.  Also, Amex Blue will backdate to year you opened your first Amex, so it may not hurt AAoA much or could even help it.

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+1