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Established Member
Posts: 41
Registered: ‎03-10-2008
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jb robinson, kay, jared question

i applied and recieved a 1400 jared card..applied 2 days later for kay approved for 1400..applied 2 days later for jb robinson ansd was approved..will this be the same credit line as the other 2? and will all 3 report to all three credit breaus? i bought something with the jared card. will each one show a balance or just the jared?
 
thank you! im so confused
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Posts: 6,794
Registered: ‎09-29-2007
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Re: jb robinson, kay, jared question

[ Edited ]


joffogle wrote:
i applied and recieved a 1400 jared card..applied 2 days later for kay approved for 1400..applied 2 days later for jb robinson ansd was approved..will this be the same credit line as the other 2? and will all 3 report to all three credit breaus? i bought something with the jared card. will each one show a balance or just the jared?
 
thank you! im so confused


They will each report a $1400 CL, although in reality that $1400 CL is shared among the three of them.  You really only have $1400, but your reports will show $4200.
 
Only the card with a balance should report the balance.
 
I can only speak for Kay, since that's the only card I have out of the three, but Kay does report to all three.  I would be very surprised if the other two didn't, as well.
 


Message Edited by cheddar on 07-31-2008 12:11 PM
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Epic Contributor
Posts: 24,701
Registered: ‎10-23-2007
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Re: jb robinson, kay, jared question

it is the same credit line, but would show just where you bought something, but if you tried to shop at the others you would have that much less credit line to use. it also does report to all credit agency
Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
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Established Member
Posts: 41
Registered: ‎03-10-2008
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Re: jb robinson, kay, jared question

ohhh okay so i can only use 1400 of the 4200 total even tho it will show 1400 on each one?
 
so if i used jared for example for 700 and i use 500 for kay it would show
 
700/1400
500/1400
0/1400
 
but in reality it would be 1200/1400? but it wouldnt seem like that util wise?  i almost get it!
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
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Re: jb robinson, kay, jared question



joffogle wrote:
ohhh okay so i can only use 1400 of the 4200 total even tho it will show 1400 on each one?
 
so if i used jared for example for 700 and i use 500 for kay it would show
 
700/1400
500/1400
0/1400
 
but in reality it would be 1200/1400? but it wouldnt seem like that util wise?  i almost get it!


Yep, you got it.

 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Established Member
Posts: 41
Registered: ‎03-10-2008
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Re: jb robinson, kay, jared question

thats awesome
 
im up to 11,100 now with that 4200. its almost half by credit. yaye
Valued Member
Posts: 48
Registered: ‎02-24-2009
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Re: jb robinson, kay, jared question

Dang it, w/ $1500 each I thought I had really 'won' big w/ a total of $4500 in credit from the three ... but I didn't ... it was all an illusion :smileymad:!!!
Macy's $1,200 | Capital One $750 | Credit One Bank $500 | Victoria's Secret Angel $500 | EXPRESS Next $500 | Chase Freedom $300 | J.Crew $250 | The Buckle $250 | Citicard $200

3/19/3013 TU 583 (CK SCORE) EX 596 (CK SCORE)
3/19/2013 EX 595 (Experian.com)
3/13/2013 EQ 596 (FICO) TU 576 (FICO)
3/01/2013 EQ 586 (FICO)
2/27/2013 TU 594 (Credit Karma) EQ 612 (Credit Sesame) EX 643 (Quizzle)
9/14/2012 EX 550 (Experian.com) TU 515 (FICO) EQ 563 (FICO)
Established Contributor
Posts: 717
Registered: ‎03-05-2008
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Re: jb robinson, kay, jared question

Do you apply online or in store for your three accounts?

 


joffogle wrote:
i applied and recieved a 1400 jared card..applied 2 days later for kay approved for 1400..applied 2 days later for jb robinson ansd was approved..will this be the same credit line as the other 2? and will all 3 report to all three credit breaus? i bought something with the jared card. will each one show a balance or just the jared?
thank you! im so confused

 


Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


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Frequent Contributor
Posts: 408
Registered: ‎01-03-2009
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Re: jb robinson, kay, jared question

[ Edited ]
after reading this thread I decided to go for the kay card was instanty approved for 5k was wondering should I go for the jb or jared card as well ( just for ultization) reasons will they approve same day for card or should I wait a few weeks
Message Edited by 2wheel on 07-19-2009 10:25 AM
2wheel
Valued Member
Posts: 48
Registered: ‎02-24-2009
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Re: jb robinson, kay, jared question


2wheel wrote:
after reading this thread I decided to go for the kay card was instanty approved for 5k was wondering should I go for the jb or jared card as well ( just for ultization) reasons will they approve same day for card or should I wait a few weeks
Message Edited by 2wheel on 07-19-2009 10:25 AM

 

I know this is late, but GO FOR IT! They will ALL approve in the same day! If you're focus is utilization, Sterling Jewelers has others ... Marks & Morgan Jewelers, Belden Jewelers, Osterman Jewelers, Shaw's Jewelers, Weisfield Jewelers, LeRoy's Jewelers, Rogers Jewelers, Goodman Jewelers, and Friedlander's Jewelers! GO CRAZY :smileyvery-happy: !!! 

Macy's $1,200 | Capital One $750 | Credit One Bank $500 | Victoria's Secret Angel $500 | EXPRESS Next $500 | Chase Freedom $300 | J.Crew $250 | The Buckle $250 | Citicard $200

3/19/3013 TU 583 (CK SCORE) EX 596 (CK SCORE)
3/19/2013 EX 595 (Experian.com)
3/13/2013 EQ 596 (FICO) TU 576 (FICO)
3/01/2013 EQ 586 (FICO)
2/27/2013 TU 594 (Credit Karma) EQ 612 (Credit Sesame) EX 643 (Quizzle)
9/14/2012 EX 550 (Experian.com) TU 515 (FICO) EQ 563 (FICO)
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