Figured what they hay and joined penfed yesterday. didnt app for any cards yet. uti is a little high......but next month!
didnt even think of that......smh
I think you should of waited till next month to join when your utilization was down. Seems they use the same hard pull from membership for 90 days. So even if you wait a month to app they will still use the same pull you took to join. This is why I'm waiting until next month to join. Hopefully for you I'm wrong but I'm thinking I'm right.
+100000!! They use the same credit report! You should have waited.
well guess I will be in the garden for 91 days.....lol
they will use the same pul when i reoprned my accoundl i got 3 product for one pull
personal line 5k
platinum csh rewards visa 22.5k
defender amex 10k