Reply
Moderator
Posts: 7,944
Registered: ‎01-15-2009
0

Re: jp morgan palladium question

<- Thinks it's pretty hilarious that people were posting stuff contrary to someone who actually has the card. It was nice of the person to post the information. Always valuable for the next person to know. Hopefully one day, I will have the amount of cashola required - won't really need the CC then will I? :smileywink:
Established Contributor
Posts: 825
Registered: ‎05-05-2010
0

Re: jp morgan palladium question


from500to700 wrote:

Will i just get confirmed news from the banker he said the following as long as i can have avg of $5 MM in my account for 3 monthes they will waive all credit requirment, If not then I have to meet certian credit requirment.

 

i guess I know what i have to do build build build account and credit :-))

 

not a single application before palladium


My friend is a Relationship Manager at JP Morgan Private Bank. She told me that it used to be that a Relationship Manager or Market Manager could approve credit cards for their clients but they recently changed the policy and all application go through the Card Center Underwriting. We did not go into detail, but Im sure there are special units for PB underwriting where exceptions could be made.

 

 

Senior Contributor
Posts: 3,909
Registered: ‎10-02-2012
0

Re: jp morgan palladium question

@indiolatino61 its time for the bronze spade!!

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.