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jumped the gun...

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CollegeStudent530
Regular Contributor
‎10-21-2013 02:40 PM
‎10-21-2013 02:40 PM

jumped the gun...

and got instantly approved for Chase Sapphired Preferred $6,000!!

 

Off to gardening for now..

Message 1 of 5
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4 REPLIES 4
coldnmn
Mega Contributor
‎10-21-2013 02:44 PM
‎10-21-2013 02:44 PM

Re: jumped the gun...

Wow you have some awsome cards treat them right and you will have awsome scores in the next few years. Congrats! 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 5
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yudeology101
Senior Contributor
‎10-21-2013 02:47 PM
‎10-21-2013 02:47 PM

Re: jumped the gun...

Congrats on your approval!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 3 of 5
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MissCredit9
Frequent Contributor
‎10-21-2013 03:07 PM
‎10-21-2013 03:07 PM

Re: jumped the gun...

In which way did you jump the gun? Did you originally intend to wait longer before app'ing? Were you holding out for anything i.e. waiting for lower utiization to report or for accounts to age? What were your stats upon approval?



AMEX PRG NPSL, FIDELITY REWARDS 50K, CHASE SAPPHIRE RESERVE 27K, AMEX DELTA SKYMIES GOLD 25K, CITI DIAMOND PREFERRED 22K, CHASE FREEDOM 20K, CITI DOUBLE CASH 15.5K, BARCLAYCARD REWARDS MASTERCARD 15K, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5.75K, CAPITAL ONE QUICKSILVER 3.5K, AMAZON STORECARD 6K, VICTORIAS SECRET 2650, EXPRESS NEXT 1850,Gardening2/17/17.
Message 4 of 5
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CollegeStudent530
Regular Contributor
‎10-21-2013 05:56 PM
‎10-21-2013 05:56 PM

Re: jumped the gun...

I wanted to wait longer before applying. My AAOA was a year and my utilization is always 1% or less. My CK score was 701, but you know that isn't accurate. I'm curious to see my credit score later in the mail.

 

=) 

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