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Regular Contributor
Posts: 155
Registered: ‎04-07-2013
0

jumped the gun...

and got instantly approved for Chase Sapphired Preferred $6,000!!

 

Off to gardening for now..

Blue Cash Everyday - $33,600 | United MileagePlus Explorer Card - $16,000 | Discover It - $12,500 | Sapphire - $5,000 |
Freedom - $5,000 | Southwest Airlines Premier $5,000 l Better Balance Rewards - $2,500 | Golden 1 Credit Union Student Visa - $1,000

FICO as of 3/1/2015: 766
Recent College Graduate l Age: 22 l Gardening as of 12/26/2014


Mega Contributor
Posts: 16,735
Registered: ‎08-08-2011
0

Re: jumped the gun...

Wow you have some awsome cards treat them right and you will have awsome scores in the next few years. Congrats! 

Senior Contributor
Posts: 4,654
Registered: ‎06-21-2012
0

Re: jumped the gun...

Congrats on your approval!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Frequent Contributor
Posts: 437
Registered: ‎08-08-2013
0

Re: jumped the gun...

In which way did you jump the gun? Did you originally intend to wait longer before app'ing? Were you holding out for anything i.e. waiting for lower utiization to report or for accounts to age? What were your stats upon approval?

AMEX PRG NPSL, FIDELITY AMEX 30K, CITI DIAMOND PREFERRED 22K, AMEX DELTA SKYMIES GOLD 18K, CHASE SAPPHIRE PREFERRED 15K, CITI DOUBLE CASH 11.9K, BARCLAYCARD REWARDS MASTERCARD 6200, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5K, CAPITAL ONE QUICKSILVER 3K, AMAZON STORECARD 6K, VICTORIAS SECRET 1850, EXPRESS NEXT 1050
Regular Contributor
Posts: 155
Registered: ‎04-07-2013
0

Re: jumped the gun...

I wanted to wait longer before applying. My AAOA was a year and my utilization is always 1% or less. My CK score was 701, but you know that isn't accurate. I'm curious to see my credit score later in the mail.

 

=) 

Blue Cash Everyday - $33,600 | United MileagePlus Explorer Card - $16,000 | Discover It - $12,500 | Sapphire - $5,000 |
Freedom - $5,000 | Southwest Airlines Premier $5,000 l Better Balance Rewards - $2,500 | Golden 1 Credit Union Student Visa - $1,000

FICO as of 3/1/2015: 766
Recent College Graduate l Age: 22 l Gardening as of 12/26/2014


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