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Regular Contributor
CollegeStudent530
Posts: 136
Registered: ‎04-07-2013

jumped the gun...

and got instantly approved for Chase Sapphired Preferred $6,000!!

 

Off to gardening for now..

American Express Blue Cash Everyday® - $11,200 l Chase Sapphired Preferred® - $6,000 l Discover It™ - $5000
Chase Freedom® Visa - $3000 l BankAmericard® Better Balance Rewards™ - $2000
Golden 1 Credit Union Student Visa® - $1000

Age: 21 l Gardening as of 10/21/2013


Mega Contributor
coldnmn
Posts: 11,091
Registered: ‎08-08-2011

Re: jumped the gun...

Wow you have some awsome cards treat them right and you will have awsome scores in the next few years. Congrats! 

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank $10,000 / Sam's Mastercard $8000
/ Walmart Discover $8000 / Discover IT $5000 / Care Credit $5000
PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 10/25/13 /
Senior Contributor
yudeology101
Posts: 4,584
Registered: ‎06-21-2012

Re: jumped the gun...

Congrats on your approval!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $5k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $3.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | TJX $1.55k | +6more
Scores: EQ:660 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *6-20-14*
Overall UTIL: 14% *Gardening Since: 5/10/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Frequent Contributor
MissCredit9
Posts: 398
Registered: ‎08-08-2013

Re: jumped the gun...

In which way did you jump the gun? Did you originally intend to wait longer before app'ing? Were you holding out for anything i.e. waiting for lower utiization to report or for accounts to age? What were your stats upon approval?

AMEX PRG NPSL, FIDELITY AMEX 15K, CHASE SAPPHIRE PREFERRED 11K, CITI DIAMOND PREFERRED 10k, CHASE MARRIOTT PREMIER 5000, BARCLAYCARD REWARDS MASTERCARD 3000, CAPITAL ONE QUICKSILVER ONE 3000, AMAZON STORECARD 6000, VICTORIAS SECRET 650, EXPRESS NEXT 250
Regular Contributor
CollegeStudent530
Posts: 136
Registered: ‎04-07-2013

Re: jumped the gun...

I wanted to wait longer before applying. My AAOA was a year and my utilization is always 1% or less. My CK score was 701, but you know that isn't accurate. I'm curious to see my credit score later in the mail.

 

=) 

American Express Blue Cash Everyday® - $11,200 l Chase Sapphired Preferred® - $6,000 l Discover It™ - $5000
Chase Freedom® Visa - $3000 l BankAmericard® Better Balance Rewards™ - $2000
Golden 1 Credit Union Student Visa® - $1000

Age: 21 l Gardening as of 10/21/2013



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