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Regular Contributor
CollegeStudent530
Posts: 151
Registered: ‎04-07-2013
0

jumped the gun...

and got instantly approved for Chase Sapphired Preferred $6,000!!

 

Off to gardening for now..

American Express Blue Cash Everyday® - $33,600 | United MileagePlus Explorer Card - $16,000 | Discover It™ - $8,000 | Chase Sapphire® - $6,000 | Chase Freedom® - $6,000 | BankAmericard® Better Balance Rewards™ - $2,500 | Golden 1 Credit Union Student® - $1,000

Recent College Graduate l Age: 21 l Gardening as of 08/15/2014


Community Leader
Mega Contributor
coldnmn
Posts: 15,786
Registered: ‎08-08-2011
0

Re: jumped the gun...

Wow you have some awsome cards treat them right and you will have awsome scores in the next few years. Congrats! 

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8500
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Senior Contributor
yudeology101
Posts: 4,652
Registered: ‎06-21-2012
0

Re: jumped the gun...

Congrats on your approval!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Frequent Contributor
MissCredit9
Posts: 425
Registered: ‎08-08-2013
0

Re: jumped the gun...

In which way did you jump the gun? Did you originally intend to wait longer before app'ing? Were you holding out for anything i.e. waiting for lower utiization to report or for accounts to age? What were your stats upon approval?

AMEX PRG NPSL, CITI DIAMOND PREFERRED 20K, FIDELITY AMEX 20K, CHASE SAPPHIRE PREFERRED 15K, CITI DOUBLE CASH 11.9K, AMEX DELTA SKYMILES GOLD 6K, CHASE MARRIOTT PREMIER 5K, BARCLAYCARD REWARDS MASTERCARD 4K, CAPITAL ONE QUICKSILVER 3K, AMAZON STORECARD 6K, VICTORIAS SECRET 1050, EXPRESS NEXT 650
Regular Contributor
CollegeStudent530
Posts: 151
Registered: ‎04-07-2013
0

Re: jumped the gun...

I wanted to wait longer before applying. My AAOA was a year and my utilization is always 1% or less. My CK score was 701, but you know that isn't accurate. I'm curious to see my credit score later in the mail.

 

=) 

American Express Blue Cash Everyday® - $33,600 | United MileagePlus Explorer Card - $16,000 | Discover It™ - $8,000 | Chase Sapphire® - $6,000 | Chase Freedom® - $6,000 | BankAmericard® Better Balance Rewards™ - $2,500 | Golden 1 Credit Union Student® - $1,000

Recent College Graduate l Age: 21 l Gardening as of 08/15/2014



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