I am saving mine. I got the preapp for 8.99% fixed, up to $15,000. I have a CO falling off TU next month so I'm hoping that will make my app more attractive. Hopefully, it will drop at the beginning of the month so I can apply ASAP, lol.
I love Juniper/Barclay. They were my first decent card. The starting limit was $800.00, but 6-mos. old, they automatically doubled my CL to $1600.00 without asking. Their customer service seems to be pretty good as well.
*I used to dread being a member of the 700 Club because I thought it came included with a Pat Robertson blow up doll... the very thought scared me into bad credit.*
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.