05-12-2011 07:32 PM
05-13-2011 07:28 AM
My aunt added me to an Amex dated 1981, the card says "Member since '11", but it reports as 10/1981, best of all, I was born in 1991.
05-13-2011 07:51 AM
If I get someone to add me as an AU on their 1990 AMEX account, will I be able get my own 2009 AMEX account backdated to 1990?
YMMV. There are multiple threads with people reporting that they've been able to have their accounts backdated to the date of the AU account, and there are people that were told by Amex that it doesn't work that way. Usually the situation is a little different though, it is someone being added as an AU and then applying for a new account as opposed to trying to backdate an existing account after being added as an AU.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.