05-29-2008 01:01 PM
05-29-2008 01:09 PM
firstinlastout wrote:As soon as I submitted the SUBMIT button, it came back instantly with "congratualtions ! you have been approved for a credit line of 15K." Man was that easy !The other one was with Chase. I asked for a 4k increase.....it took 2 hours, but I check my online account 2 hours later and the increase was there...from 1k originally to now 5k.So easy....very happy.
firstinlastout wrote:I was about to do Capital One as well, but then read the horror stories here about them...so I said forget...I don't want any hard inquiries.Thanks for the recommendations !
05-29-2008 01:14 PM
05-29-2008 01:37 PM
Creditaddict wrote:you might want to call and ask them that. I would think yes though
05-29-2008 01:52 PM
05-29-2008 04:06 PM
05-29-2008 04:21 PM
Yikes, had to reduce the font, there.
You are all correct....here is the emai l got back from them in less than 2 hours :Dear XXXXXXXXX:
Please be advised that when applying for a credit line
increase, we have to obtain a consumer credit report,
which is considered a hard inquiry.
If you have any further questions, please reply using the
Secure Message Center.
E-mail Customer Service Representative
Account is owned by Chase Bank USA, N.A. and may be
serviced by its affiliates
So my question to you now is this...since I have 2 other accounts with them, should I go ahead and ask for increases for the 2 other ? I should have just done them all at once... I know. But when I did it, I wasn't aware it would be a HARD pull. What do you all think ? It's been less than 4 hours since the credit line increase request I got approved for. Should I do the other two credit card accounts now ? Will this be shown as an additional two hard pulls or will they see it as one hard pull for all three accounts since it was the same day ?!?!?