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I have had the BoA cash rewards sig. Visa for exactly six months. I submitted an online CLI form. It says to call them for an instant decision.I don't like to talk to CSRs. Only if I must.I'll therefore just wait.
Current EQ Fico is 750. Overall util. is 2%. Overall balances reported: approx. $500. Biggest CL: $15k with Amex
I use my BoA card plenty and always pay in full. It started out with $7200. I left the increase box empty. If they decline, I can live with it. If they approve, then I'll be curious to see the new CLI.It's a Sig. Visa, so the CL isn't reported anyway. But I thought building a good relationship with BoA with higher CL and responsible credit usage cannot cause harm.
You don't have to call. If approved, your account online will get updated by noon tomorrow with the new CL.
@DI wrote:You don't have to call. If approved, your account online will get updated by noon tomorrow with the new CL.
Thanks for the info! That's what I've gathered from other posts, too. I keep you guys updated!
@DI wrote:You don't have to call. If approved, your account online will get updated by noon tomorrow with the new CL.
Just so that the OP knows-- There's also numerous accounts of it taking days and even on some occasions weeks to be approved. So, don't automatically assume that it's a denial if it doesn't show up tomorrow.
I logged in this morning and saw that I got love from BoA: new CL is $10k. Awesome!
@wollepopolle wrote:I logged in this morning and saw that I got love from BoA: new CL is $10k. Awesome!
Congrats!
Very nice! I was recently increased from $500 to $2500 after being denied last year... B of A has my heart again!
BOA is rocking .... I'm excited to use my card for the next 6 mo0nths and jump up to 10k.. They started me at 2.5k ...