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late payment paypal smart connect

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jsickz32
Valued Contributor

late payment paypal smart connect

So couple weeks ago i made a purchase by sending someone $20 thru paypal but i didnt notices that my PPSC was set up as primary way of payment so the money was sent from my SC account instead of my checkings and i didnt noticed. Smiley Sad my payment was due on the 11 and i signed in to my paypal account on the 12 and noticed it was late already and was charged a 20 late fee. Is this gonna be reported negative on my account with them? Also when i was approved for 300 back in july and now my spending power is 2200 Smiley Happy. Thanks!
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 1 of 5
4 REPLIES 4
lashaun3
Established Member

Re: late payment paypal smart connect

They shouldn't report it,unless it's 30 or more days past due.

Message 2 of 5
LS2982
Mega Contributor

Re: late payment paypal smart connect

You should be ok it has to 30 days past due from due date for negative reporting.



EQ FICO 548 3/3/16
Message 3 of 5
jsickz32
Valued Contributor

Re: late payment paypal smart connect

Thank god! My first late payment ever so im pissed i forgot and had to pay the late fee >Smiley Indifferent
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 4 of 5
maiden_girl
Valued Contributor

Re: late payment paypal smart connect

You can usually call your CCC, explain what happened, and they can waive your late fee if you've had good payment history for the past 6 months Smiley Happy I would consider that before paying the late fee.

 

As of 2017, rebuilding...
Message 5 of 5
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