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@09Lexie wrote:
@grinlikechelsea wrote:I heard Citi's computers auto decline applications if a BK is reporting. I don't know if a recon can circumvent that.
That's a YMMV. I have a dismissed Ch 13 from '05 and I have their Diam Preferred -CL $10k
Thank you for correcting me.
@grinlikechelsea wrote:
@09Lexie wrote:
@grinlikechelsea wrote:I heard Citi's computers auto decline applications if a BK is reporting. I don't know if a recon can circumvent that.
That's a YMMV. I have a dismissed Ch 13 from '05 and I have their Diam Preferred -CL $10k
Thank you for correcting me.
Not correcting at all....just advising it is possible.
i know citi will blacklist you for years. I recently applied from one of the prequalified offers, also on their website it said i was prequalified. Which doesn't mean much. I applied, I went through the entire application, then it went to the chat with a rep. He asked me my full name and said I was denied. They didn't tell me why, but I got two emails, one said i would get a decision soon. The other one said I was denied due to the fact I went BK with on one of their CC or one of their branded cards. I went Ch 13 back in '89 with them for about $1500.. So they will and can blacklist for what about 25 years now.