03-02-2013 09:49 AM - edited 03-02-2013 09:50 AM
I would like to talk to forum members which personally have limits over 25k
Especially looking for people that opened that card after the recession, thanks! I'm curious about which issuer gave them that card and the story behind it, whether it is just solely your reported income or if its your long credit history or something else. I think these stories are interesting
I have one card which has a 24900 limit, because I did a 3x CLI from 8300
03-02-2013 10:08 AM
I've had my Amex plat balance reach 70k. Citi is 25k CL but is also a NPSL. I doubt they would go that far above the 25k though. I wonder how many have exceeded 25k with NPSL cards such as siggys and worlds and by how much?
03-02-2013 10:12 AM
My NFCU cashRewards is $25,000 CL. It was my 2nd credit card (first was Capital One Platinum, $1,500). My credit scores at the time were mid-high 600's. I have a fair chunk of change in a NFCU account, and make decent money though, so that may have helped.
03-02-2013 10:53 AM
30k AMEX Delta. 22.5 Nationwide Visa (not quite 25k)
AMEX went from 7.5k to 20k to 30k on requested CLI's. Nationwide was just generous from the beginning.
Got my first AMEX card in1993 so I've been a member for 20 years. However the Delta was opened in 2010.
FICO is currently 805. Down from 813. Income is decent.
03-02-2013 11:57 AM
I have two 25K cards - Ameriprise World MC and a JP Morgan Select Visa. Both were post financial meltdown, and both had the 25K limit when I applied. I haven't asked for a CLI on either because I really don't need it, although I'm confident I could get it. I have a Discover card at 24K, which I've had since 1986, and several others at 20K and 15K. My lowest limit card is Walmart Discover at 7.5K, which I only got for the TU FICO score. My income is around 200K, and my scores are in my signature.
03-02-2013 12:18 PM
03-02-2013 01:15 PM
03-02-2013 07:16 PM
My United Club card is 25k. It started out as 18k when approved, and was auto-CLIed after 3 months. I ran about 30k through it during that time period. My scores are in my signature.