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Regular Contributor
Sevenfeet
Posts: 165
Registered: ‎02-06-2013

Re: limits over 25k, checkin!

Penfed Platinum Rewards Visa...$28K CL opened just last month.  I told them I wanted to specific amount as a balance transfer sink and they granted the request.

 

My Chase Freedom is at $25K now after years of being at $13.5K.

 

Two other cards both opened at $20K in an app spree last week.  One was an Amex BCP...I will probably try for at least $30K at CLI time.

 

Amex Platinum high mark was once at $39K last year, now zero.


.......NPSL..…..…$28K….....….$25K.............$20K..............$20K..............$20K..….......$9.5K…........$7.5K.…........$7K..............$4K
Senior Contributor
youngandcreditwrthy
Posts: 5,981
Registered: ‎08-16-2012

Re: limits over 25k, checkin!

Word on the street is...
Amex does something similar to a FR when you request $25k or above so be careful,sevenfeet!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | CSP $10k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Myponts.com Visa $3.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
j_casteel
Posts: 1,259
Registered: ‎06-21-2012

Re: limits over 25k, checkin!

[ Edited ]

youngandcreditwrthy wrote:
Word on the street is...
Amex does something similar to a FR when you request $25k or above so be careful,sevenfeet!

my brother went from $18k on his Blue to $33.3k with no issues. Just hit the LUV button on his account. 

| AMEX Zync | Walmart $5k | Amazon $5k | NFCU $12k | NavChek $15k | NFCU $7.5k | Lowes $15k | BoA WMC $8.1k | Freedom $3k | Discover $4k | CSP $5k |
Starting Score: EQ:571 EX:??? TU:597
Current Score: EQ:658 EX:698 TU:691
Goal Score: 700
Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: limits over 25k, checkin!

I'm at 25k on NFCU and 22k on my lowes card by amex. 

 

I don't think its becaus of my great credit history... as I have a collection reporting and my scores aren't that great.

 

I think its a function of how much I spend and pay off on cards, also income...

 

Personal income is 130k now.... 100k from W-2 and 30k from business and other sources....  got a raise from my job on Friday...

 

My credit history is pretty long...  14 years total history...   My discover card is my first tradeline opened in December 1999  ... AAoA is 6


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Established Contributor
scenery_guy
Posts: 931
Registered: ‎07-24-2012

Re: limits over 25k, checkin!

I have a Bank of America Visa that had a $100,000 limit pre recession. Sometime during the recession period they reduced the limit to $24,000 out of the blue but after several very testy phone calls it was increased to it's current limit of $46,000. Saw moderate usage but nowhere near the limit and was PIF almost every month. I ran a lot of business purchases thru this card before I got business cards. 

 

Funny thing is I almost never use it now, and when I do it's always PIF. I hate Bank of America and have closed nearly every checking and savings account I had with them and am in the process of moving investments from Merrill Lynch. I expect a reduction eventually but until then it can sit there and look sweet on my credit reports. One of my oldest cards. 

Frequent Contributor
DrJim
Posts: 326
Registered: ‎10-26-2009

Re: limits over 25k, checkin!

You can see my limits in my siggy, including a $25K AMEX.  I started off with a Gold NPSL card which I kept for a year.  After that I got the Gold Skymiles with a $2K CL which was the card I really wanted, so I closed the Gold NPSL. At some point I PC's to Platinum. I learned about the 60 day CLI long after I had passed that mark so I called it and got it up to $6K.  Six months later I was at $18K and six months later I did the maximum you can do on their automated line and got $25K.  Been sitting there for 8 months now.  Any future CLI's will probably be initiated by AMEX.  



Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 775 EQ 783 EX 795 Dec 2013
AMEX Delta Platinum $35K, NFCU Visa Signature $30K, HHonors Signature Visa $35K, WF $13.5K,
New Member
jetjaguar
Posts: 1
Registered: ‎03-03-2013

Re: limits over 25k, checkin!

[ Edited ]

Chase SP .. 28,700 .. i applied when i was at my local branch and the guy said that was the highest limit he had seen:smileysurprised: this was less than a year ago

New Contributor
riker20
Posts: 63
Registered: ‎08-23-2012

Re: limits over 25k, checkin!

NFCU Plat @ 40k and Chase Sapphire @ 38k

 

Just kept asking for CLI's every 4-6 months over the last 2-3 years.

NFCU Platinum - 50k | Chase Sapphire Preferred - 38k | AMEX BCE - 29.3k | Best Buy Store Card - 21k | Lowes Card - 16k | NFCU LOC - 15k | Furniture Row - 17.3k | Amazon Store - 12k | Macy's - 6000

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