03-03-2013 06:24 AM
Penfed Platinum Rewards Visa...$28K CL opened just last month. I told them I wanted to specific amount as a balance transfer sink and they granted the request.
My Chase Freedom is at $25K now after years of being at $13.5K.
Two other cards both opened at $20K in an app spree last week. One was an Amex BCP...I will probably try for at least $30K at CLI time.
Amex Platinum high mark was once at $39K last year, now zero.
03-03-2013 07:39 AM
03-03-2013 08:56 AM - edited 03-03-2013 08:57 AM
Word on the street is...
Amex does something similar to a FR when you request $25k or above so be careful,sevenfeet!
my brother went from $18k on his Blue to $33.3k with no issues. Just hit the LUV button on his account.
03-03-2013 09:08 AM
I'm at 25k on NFCU and 22k on my lowes card by amex.
I don't think its becaus of my great credit history... as I have a collection reporting and my scores aren't that great.
I think its a function of how much I spend and pay off on cards, also income...
Personal income is 130k now.... 100k from W-2 and 30k from business and other sources.... got a raise from my job on Friday...
My credit history is pretty long... 14 years total history... My discover card is my first tradeline opened in December 1999 ... AAoA is 6
03-03-2013 10:25 AM
I have a Bank of America Visa that had a $100,000 limit pre recession. Sometime during the recession period they reduced the limit to $24,000 out of the blue but after several very testy phone calls it was increased to it's current limit of $46,000. Saw moderate usage but nowhere near the limit and was PIF almost every month. I ran a lot of business purchases thru this card before I got business cards.
Funny thing is I almost never use it now, and when I do it's always PIF. I hate Bank of America and have closed nearly every checking and savings account I had with them and am in the process of moving investments from Merrill Lynch. I expect a reduction eventually but until then it can sit there and look sweet on my credit reports. One of my oldest cards.
03-03-2013 10:49 AM
You can see my limits in my siggy, including a $25K AMEX. I started off with a Gold NPSL card which I kept for a year. After that I got the Gold Skymiles with a $2K CL which was the card I really wanted, so I closed the Gold NPSL. At some point I PC's to Platinum. I learned about the 60 day CLI long after I had passed that mark so I called it and got it up to $6K. Six months later I was at $18K and six months later I did the maximum you can do on their automated line and got $25K. Been sitting there for 8 months now. Any future CLI's will probably be initiated by AMEX.
03-03-2013 02:53 PM - edited 03-03-2013 02:54 PM
Chase SP .. 28,700 .. i applied when i was at my local branch and the guy said that was the highest limit he had seen this was less than a year ago
03-03-2013 03:03 PM
NFCU Plat @ 40k and Chase Sapphire @ 38k
Just kept asking for CLI's every 4-6 months over the last 2-3 years.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.