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limits over 25k, checkin!

Regular Contributor

Re: limits over 25k, checkin!

Penfed Platinum Rewards Visa...$28K CL opened just last month.  I told them I wanted to specific amount as a balance transfer sink and they granted the request.


My Chase Freedom is at $25K now after years of being at $13.5K.


Two other cards both opened at $20K in an app spree last week.  One was an Amex BCP...I will probably try for at least $30K at CLI time.


Amex Platinum high mark was once at $39K last year, now zero.

Message 11 of 18
Senior Contributor

Re: limits over 25k, checkin!

Word on the street is...
Amex does something similar to a FR when you request $25k or above so be careful,sevenfeet!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 12 of 18
Valued Contributor

Re: limits over 25k, checkin!

youngandcreditwrthy wrote:
Word on the street is...
Amex does something similar to a FR when you request $25k or above so be careful,sevenfeet!

my brother went from $18k on his Blue to $33.3k with no issues. Just hit the LUV button on his account. 

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 13 of 18
Moderator Emeritus

Re: limits over 25k, checkin!

I'm at 25k on NFCU and 22k on my lowes card by amex. 


I don't think its becaus of my great credit history... as I have a collection reporting and my scores aren't that great.


I think its a function of how much I spend and pay off on cards, also income...


Personal income is 130k now.... 100k from W-2 and 30k from business and other sources....  got a raise from my job on Friday...


My credit history is pretty long...  14 years total history...   My discover card is my first tradeline opened in December 1999  ... AAoA is 6

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!

Take the myFICO Fitness Challenge
Message 14 of 18
Established Contributor

Re: limits over 25k, checkin!

I have a Bank of America Visa that had a $100,000 limit pre recession. Sometime during the recession period they reduced the limit to $24,000 out of the blue but after several very testy phone calls it was increased to it's current limit of $46,000. Saw moderate usage but nowhere near the limit and was PIF almost every month. I ran a lot of business purchases thru this card before I got business cards. 


Funny thing is I almost never use it now, and when I do it's always PIF. I hate Bank of America and have closed nearly every checking and savings account I had with them and am in the process of moving investments from Merrill Lynch. I expect a reduction eventually but until then it can sit there and look sweet on my credit reports. One of my oldest cards. 

Message 15 of 18
Frequent Contributor

Re: limits over 25k, checkin!

You can see my limits in my siggy, including a $25K AMEX.  I started off with a Gold NPSL card which I kept for a year.  After that I got the Gold Skymiles with a $2K CL which was the card I really wanted, so I closed the Gold NPSL. At some point I PC's to Platinum. I learned about the 60 day CLI long after I had passed that mark so I called it and got it up to $6K.  Six months later I was at $18K and six months later I did the maximum you can do on their automated line and got $25K.  Been sitting there for 8 months now.  Any future CLI's will probably be initiated by AMEX.  

Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 775 EQ 783 EX 799 (PLUS)
AMEX Delta Platinum $35K, NFCU Visa Signature $30K, HHonors Reserve Visa $35K, WF $13.5K, IHG Rewards Club MC $25K
Message 16 of 18
New Member

Re: limits over 25k, checkin!

Chase SP .. 28,700 .. i applied when i was at my local branch and the guy said that was the highest limit he had seenSmiley Surprised this was less than a year ago

Message 17 of 18
New Contributor

Re: limits over 25k, checkin!

NFCU Plat @ 40k and Chase Sapphire @ 38k


Just kept asking for CLI's every 4-6 months over the last 2-3 years.

NFCU Flagship - 50k | Chase Sapphire Preferred - 38k | AMEX BCE - 29.3k | Best Buy Store Card - 21k | Furniture Row - 19.7k | Lowes Card - 16k | NFCU LOC - 15k | Amazon Store - 12k | Macy's - 6000
Message 18 of 18