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Contributor
Posts: 91
Registered: ‎02-12-2008
0

Re: looking for EX pulling CCC

I would pay them down because that would give u a chance of getting a higher limit...if in a hurry try HSBC preappoval site....their are link on here somewhere or just google HSBC...I would say that you would get around the same as your limits that you have...and if not lower if the utilization is high...
Having credit is important if not more important than having cash!!!
New Contributor
Posts: 120
Registered: ‎05-05-2008
0

Re: looking for EX pulling CCC

would that be a soft pull?
04/01/2008 :: FAKO EX 560 05/05/2008 :: FAKO EX 685
05/05/2008 :: TU 625 :: EQ 615 :: EX 629
06/22/2008 :: TU 654 :: EQ 646 :: EX 626
Contributor
Posts: 91
Registered: ‎02-12-2008
0

Re: looking for EX pulling CCC

yep...
Having credit is important if not more important than having cash!!!
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: looking for EX pulling CCC

Yeah, it's a soft pull.

I would expect a CL from $300-$500.
Here we go again...
Contributor
Posts: 91
Registered: ‎02-12-2008
0

Re: looking for EX pulling CCC

that's what I was thinking....they pull and look at those things and really don't give you too much more than what you have...unless your scores show that you need the bump...in my opinion like others have stated I would hold out and get it to around 10-15% or less 25% at the most and apply and wait for it to report....u will see a increase in your score and you will definitely get a better limit and APR...
Having credit is important if not more important than having cash!!!
New Contributor
Posts: 120
Registered: ‎05-05-2008
0

Re: looking for EX pulling CCC

it says im pre qualified for HSBC Platinum MasterCard but it doesnt say what my limit is. i have the option to click "Apply For This Card" if i did would that count as an inquiry?
04/01/2008 :: FAKO EX 560 05/05/2008 :: FAKO EX 685
05/05/2008 :: TU 625 :: EQ 615 :: EX 629
06/22/2008 :: TU 654 :: EQ 646 :: EX 626
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: looking for EX pulling CCC



ruggiero06 wrote:
it says im pre qualified for HSBC Platinum MasterCard but it doesnt say what my limit is. i have the option to click "Apply For This Card" if i did would that count as an inquiry?




Yes. When you actually apply you give consent to a hard pull.
Here we go again...
New Contributor
Posts: 120
Registered: ‎05-05-2008
0

Re: looking for EX pulling CCC

hmmmm. then i wont...looks like ill just pay my cards down. yay :/
04/01/2008 :: FAKO EX 560 05/05/2008 :: FAKO EX 685
05/05/2008 :: TU 625 :: EQ 615 :: EX 629
06/22/2008 :: TU 654 :: EQ 646 :: EX 626
Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007
0

Re: looking for EX pulling CCC

Smart move -
I asked what your ULT was as with a clean payment history- your score seemed o be depressed .
 
Use the Fico simulator- 
 
10 to 20 points per 10% of UTL-
 
13 X 7= 91 points!!!!!!!
With scores over 700 you can go prime instead of that HSBC junk.

ruggiero06 wrote:
hmmmm. then i wont...looks like ill just pay my cards down. yay :/


Established Member
Posts: 18
Registered: ‎03-07-2008
0

Re: looking for EX pulling CCC

When you pull you pay down your cards, try Patelco. Read some of the other threads here about them. They will grow with you.
1/2008 ex 589 eq 538 tu 558
4/2008 ex 661 eq 603 tu 619
5/2008 ex 665 tu 622 ex 605
7/2008>ex 611 tu 609
the little engine that could......pushing for the 700 club

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