Credit Cards

[mgs2010]

Does anyone know of a good card with a 0% (or something close to it) rate on BTs for at least 12 months? I also need it to be a bank thats somewhat forgiving with inquiries--just co-signed a car loan a month ago and so its kinda hurting my score right now....oh, and a bank that gives generous starting CLs

I've heard USBank is good...

FICO scores are in the low-mid 690's, but i'm only 21 so its not a very "strong" score although I do have 5 car loans (3 PIF, 1 opened in March 09 and one Co-signed in June 09) and several credit cards with very high limits given my age (highest line is 18k with Citi) and low util, probably less and 20% overall.

Thanks!

[illtakecreditforthat]

US Bank would be a good choice.  I was recently offered 0% for 12 months and 12.99 APR.  If you have a US Bank checking account, they tend to give you pre-approvals (pre-qual?) pretty often.

[hobojon]

12 months 0% no BT fee

https://applications.usbank.com/oad/begin?locationCode=9526&sourceCode=76024&preparerType=customer

12 months 0% $99 Max BT fee

https://www.wachovia.com/foundation/v/index.jsp?vgnextoid=543ffbfaba0aa110VgnVCM1000004b0d1872RCRD

There are many more if you search.

Even more if you use 6 month BT's.