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Regular Contributor
Posts: 185
Registered: ‎07-26-2009
0

looking for a 0% BT credit card

Does anyone know of a good card with a 0% (or something close to it) rate on BTs for at least 12 months? I also need it to be a bank thats somewhat forgiving with inquiries--just co-signed a car loan a month ago and so its kinda hurting my score right now....oh, and a bank that gives generous starting CLs

 

I've heard USBank is good...

 

FICO scores are in the low-mid 690's, but i'm only 21 so its not a very "strong" score although I do have 5 car loans (3 PIF, 1 opened in March 09 and one Co-signed in June 09) and several credit cards with very high limits given my age (highest line is 18k with Citi) and low util, probably less and 20% overall.

 

Thanks!

 

 

Frequent Contributor
Posts: 320
Registered: ‎05-03-2009
0

Re: looking for a 0% BT credit card

US Bank would be a good choice.  I was recently offered 0% for 12 months and 12.99 APR.  If you have a US Bank checking account, they tend to give you pre-approvals (pre-qual?) pretty often.

 

 

I want PATIENCE...and I want it NOW
Frequent Contributor
Posts: 261
Registered: ‎01-20-2009
0

Re: looking for a 0% BT credit card

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