07-30-2009 06:10 PM
Does anyone know of a good card with a 0% (or something close to it) rate on BTs for at least 12 months? I also need it to be a bank thats somewhat forgiving with inquiries--just co-signed a car loan a month ago and so its kinda hurting my score right now....oh, and a bank that gives generous starting CLs
I've heard USBank is good...
FICO scores are in the low-mid 690's, but i'm only 21 so its not a very "strong" score although I do have 5 car loans (3 PIF, 1 opened in March 09 and one Co-signed in June 09) and several credit cards with very high limits given my age (highest line is 18k with Citi) and low util, probably less and 20% overall.
07-30-2009 08:26 PM
US Bank would be a good choice. I was recently offered 0% for 12 months and 12.99 APR. If you have a US Bank checking account, they tend to give you pre-approvals (pre-qual?) pretty often.
07-30-2009 09:25 PM
12 months 0% no BT fee
12 months 0% $99 Max BT fee
There are many more if you search.
Even more if you use 6 month BT's.
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