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New Member
Wonder_Woman
Posts: 1
Registered: ‎05-22-2009
0

looking for a credit card

Is it possible to get a credit card (any) with a Equifax of 619? I am rebuilding and really do not care what kind of card it is. Still have one item in collection.
Frequent Contributor
2wheel
Posts: 408
Registered: ‎01-03-2009
0

Re: looking for a credit card

Household bank or maybe capitol 1  with a 619 score Ithink they both pull experian at least in my area ( Ohio )
2wheel
Established Contributor
rmily
Posts: 670
Registered: ‎07-12-2008
0

Re: looking for a credit card

Check out whogavemecredit.com  You can enter search parameters such as Experian = 619 +/-5 points.  Capital One seems to be coming up often.
Valued Contributor
Imhotrodcrazy
Posts: 1,494
Registered: ‎03-11-2009
0

Re: looking for a credit card


2wheel wrote:
Household bank or maybe capitol 1  with a 619 score Ithink they both pull experian at least in my area ( Ohio )

 

FYI, Cap 1 denied me with a score of 677 back in Feb '09.  I have the end of a bk still hanging on, due to drop off 7-09.  Seems they wont budge an inch on the bk.  Accordingly, when my cr is spotless in July,  I wont ask Cap 1 again, or ever.
FICOS
TU 805 10/18/14
EX 812 9/23/14
EQ 829 10/18/14

NASA 30K / / Amex 16.5k / / Chase Freedom 10.6k / / / / / SD'd US Bank Cash+ 20k, LOC 15k
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Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
0

Re: looking for a credit card

Check with locally-based credit unions in your area. If you're not offended by the notion of a secured card, this would be a great way to get re-established with credit.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Member
boosie1979
Posts: 31
Registered: ‎02-09-2008
0

Re: looking for a credit card

Pls check with a credit union. I am a member and started out with a secured card $300. They later approved me for an auto loan $18k and just today 05.29.09  approved me for an unsecured with a limit of $1,500.00 I had some blemishes "paid charge offs ", "medical collections" on my credit report but cleaned them up "Paid"

 

My score started out @ 520's almost a year ago and is now 648!! A few days ago I was denied for a Hooters and BOA. !!  I wish I would have just tried my CU first before the pulls. Check with a CU they are more forgiving!

 

Good Luck!

Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007
0

Re: looking for a credit card

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IN VINO VERITAS.

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