Reply
New Member
Posts: 1
Registered: ‎05-22-2009
0

looking for a credit card

Is it possible to get a credit card (any) with a Equifax of 619? I am rebuilding and really do not care what kind of card it is. Still have one item in collection.
Frequent Contributor
Posts: 408
Registered: ‎01-03-2009
0

Re: looking for a credit card

Household bank or maybe capitol 1  with a 619 score Ithink they both pull experian at least in my area ( Ohio )
2wheel
Established Contributor
Posts: 670
Registered: ‎07-12-2008
0

Re: looking for a credit card

Check out whogavemecredit.com  You can enter search parameters such as Experian = 619 +/-5 points.  Capital One seems to be coming up often.
Valued Contributor
Posts: 1,626
Registered: ‎03-11-2009
0

Re: looking for a credit card


2wheel wrote:
Household bank or maybe capitol 1  with a 619 score Ithink they both pull experian at least in my area ( Ohio )

 

FYI, Cap 1 denied me with a score of 677 back in Feb '09.  I have the end of a bk still hanging on, due to drop off 7-09.  Seems they wont budge an inch on the bk.  Accordingly, when my cr is spotless in July,  I wont ask Cap 1 again, or ever.
FICOS
TU 794 2/21/15
EX 806 3/5/15
EQ 822 3/5/15
NASA 30K / / Amex 20k / / Chase Freedom 10.6k / / / / / SD'd US Bank Cash+ 20k, LOC 15k
Goal - At my age, just staying alive
Moderator Emerita
Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
0

Re: looking for a credit card

Check with locally-based credit unions in your area. If you're not offended by the notion of a secured card, this would be a great way to get re-established with credit.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Member
Posts: 31
Registered: ‎02-09-2008
0

Re: looking for a credit card

Pls check with a credit union. I am a member and started out with a secured card $300. They later approved me for an auto loan $18k and just today 05.29.09  approved me for an unsecured with a limit of $1,500.00 I had some blemishes "paid charge offs ", "medical collections" on my credit report but cleaned them up "Paid"

 

My score started out @ 520's almost a year ago and is now 648!! A few days ago I was denied for a Hooters and BOA. !!  I wish I would have just tried my CU first before the pulls. Check with a CU they are more forgiving!

 

Good Luck!

Valued Contributor
Posts: 1,754
Registered: ‎11-03-2007
0

Re: looking for a credit card

LOCAL CREDIT UNION
IN VINO VERITAS.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.