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New Member
Posts: 1
Registered: ‎05-22-2009

looking for a credit card

Is it possible to get a credit card (any) with a Equifax of 619? I am rebuilding and really do not care what kind of card it is. Still have one item in collection.
Frequent Contributor
Posts: 408
Registered: ‎01-03-2009

Re: looking for a credit card

Household bank or maybe capitol 1  with a 619 score Ithink they both pull experian at least in my area ( Ohio )
Established Contributor
Posts: 670
Registered: ‎07-12-2008

Re: looking for a credit card

Check out  You can enter search parameters such as Experian = 619 +/-5 points.  Capital One seems to be coming up often.
Valued Contributor
Posts: 1,830
Registered: ‎03-11-2009

Re: looking for a credit card

2wheel wrote:
Household bank or maybe capitol 1  with a 619 score Ithink they both pull experian at least in my area ( Ohio )


FYI, Cap 1 denied me with a score of 677 back in Feb '09.  I have the end of a bk still hanging on, due to drop off 7-09.  Seems they wont budge an inch on the bk.  Accordingly, when my cr is spotless in July,  I wont ask Cap 1 again, or ever.
TU 840 9/2/16
EX 829 9/2/16
EQ 832 9/2/16
(NASA 30K) ( Amex 34.1k ) ( Venture 24K ) ( Freedom 10.6K ) ( SD'd US Bank Cash+ 20k, LOC 15k, In their final resting place, can you hear the sound of taps? ) Winners never quit, and quitters never win
Moderator Emerita
Posts: 28,095
Registered: ‎04-01-2007

Re: looking for a credit card

Check with locally-based credit unions in your area. If you're not offended by the notion of a secured card, this would be a great way to get re-established with credit.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Member
Posts: 31
Registered: ‎02-09-2008

Re: looking for a credit card

Pls check with a credit union. I am a member and started out with a secured card $300. They later approved me for an auto loan $18k and just today 05.29.09  approved me for an unsecured with a limit of $1,500.00 I had some blemishes "paid charge offs ", "medical collections" on my credit report but cleaned them up "Paid"


My score started out @ 520's almost a year ago and is now 648!! A few days ago I was denied for a Hooters and BOA. !!  I wish I would have just tried my CU first before the pulls. Check with a CU they are more forgiving!


Good Luck!

Valued Contributor
Posts: 1,754
Registered: ‎11-03-2007

Re: looking for a credit card


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