07-30-2013 11:34 AM
my credit is between 630-640. I have a capital one (300 cl), kohls (300 cl), and credit one credit card (600 cl). I'm looking for an unsecured card with a high CL, does anyone know anywhere I can go and get that with my credit the way it is???
07-30-2013 12:00 PM
07-30-2013 12:09 PM
What is your current utilization? How many inquiries? Any derogs on file?
utilization is 20% or lower for all 3 cards. Inquiries is high due to have been working on my credit the last year and just got the kohls card and cap one card about 4 months ago. No derogs, all was paid off in may.
07-30-2013 01:16 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.