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Established Member
Posts: 112
Registered: ‎03-18-2012
0

Re: lowest credit limit ever

My lowest CL is express store card $150 they say I have to use it for 10 month then they will increase it..
Valued Contributor
Posts: 1,142
Registered: ‎09-01-2011
0

Re: lowest credit limit ever


ctb89 wrote:

scottwagnon wrote:

what inspired my inquiry is i heard of someone that had a record total of 1700 credit cards, and his lowest limit card was for an ice cream store for 50 dollars. i don't know if this was just a charge only account or an account you could carry that kind of balance.


Holy crap its true: http://abcnews.go.com/GMA/WaterCooler/t/story?id=411883&page=1 He had just under 1500 at the time of that article and has only ever been denied for 1 credit card in his life!!

I wonder how many pages make up his CRs???  Smiley Surprised



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Valued Contributor
Posts: 1,107
Registered: ‎02-15-2012
0

Re: lowest credit limit ever

Before I pulled my reports to try to fix everything last month, I had SD's a Dick's Sporting goods MC and forgot about it about a year (or more) ago.  From lack of use they had lowered the line from $4000 to $124.  I just called for a CLI to $2000, and will try for $4000 in 4 months. I have learned here about rotations and not just leaving no APR  lines go to waste Smiley Embarassed.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Blogger
Posts: 2,876
Registered: ‎02-02-2012
0

Re: lowest credit limit ever

Read a thread by someone who said they got their Macy's card with CLI $100 closed on them after having a couple of lates.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

New Contributor
Posts: 68
Registered: ‎11-07-2010
0

Re: lowest credit limit ever

Macys 100.00 cl six years ago.

Transunion Fico 753
Equifax Fico 756
Experian 817 (amex pull)
Valued Contributor
Posts: 2,362
Registered: ‎09-16-2011
0

Re: lowest credit limit ever


scottwagnon wrote:

mokong wrote:

macys they start at $100 cl.



k. that is a good example. im not curious about 300 dollar limit cards. cards with 150 or less. i am especially curious about cards that have a CL of 50 or less.


I doubt you will find a CL less than $50 because when I worked in retail many years ago, if Credit card processing went off line, the registers would automaticly approve any charge less than $50 by agreement with the Credit card companies.  

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak/Freeom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5.5k Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 7k, Discover IT 15.5k and a nice stack of store cards.
Last APP/HP 9/5/2016
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: lowest credit limit ever


FrugalRican wrote:

Read a thread by someone who said they got their Macy's card with CLI $100 closed on them after having a couple of lates.


Really??? You have absolutely no need to have CC's if your late on a $100CL card!!




EQ FICO 548 3/3/16
Valued Contributor
Posts: 1,362
Registered: ‎02-07-2010
0

Re: lowest credit limit ever

so a 75 dollar walmart card and a 25 dollar line of credit (odd). LS can you post an image of this?

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
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Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: lowest credit limit ever

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EQ FICO 548 3/3/16
Established Member
Posts: 112
Registered: ‎03-18-2012
0

Re: lowest credit limit ever

O wow!!! that is crazy i closed that card.. what could you do with $25 cl evrything cost more than that.

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