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Established Member
Posts: 112
Registered: ‎03-18-2012
0

Re: lowest credit limit ever

My lowest CL is express store card $150 they say I have to use it for 10 month then they will increase it..
Valued Contributor
Posts: 1,142
Registered: ‎09-01-2011
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Re: lowest credit limit ever


ctb89 wrote:

scottwagnon wrote:

what inspired my inquiry is i heard of someone that had a record total of 1700 credit cards, and his lowest limit card was for an ice cream store for 50 dollars. i don't know if this was just a charge only account or an account you could carry that kind of balance.


Holy crap its true: http://abcnews.go.com/GMA/WaterCooler/t/story?id=411883&page=1 He had just under 1500 at the time of that article and has only ever been denied for 1 credit card in his life!!

I wonder how many pages make up his CRs???  Smiley Surprised



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
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Valued Contributor
Posts: 1,096
Registered: ‎02-15-2012
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Re: lowest credit limit ever

Before I pulled my reports to try to fix everything last month, I had SD's a Dick's Sporting goods MC and forgot about it about a year (or more) ago.  From lack of use they had lowered the line from $4000 to $124.  I just called for a CLI to $2000, and will try for $4000 in 4 months. I have learned here about rotations and not just leaving no APR  lines go to waste Smiley Embarassed.


Starting Score: 693 TU FICO, 679 EQ FICO
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Posts: 2,876
Registered: ‎02-02-2012
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Re: lowest credit limit ever

Read a thread by someone who said they got their Macy's card with CLI $100 closed on them after having a couple of lates.

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EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

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New Contributor
Posts: 68
Registered: ‎11-07-2010
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Re: lowest credit limit ever

Macys 100.00 cl six years ago.

Transunion Fico 753
Equifax Fico 756
Experian 817 (amex pull)
Valued Contributor
Posts: 2,235
Registered: ‎09-16-2011
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Re: lowest credit limit ever


scottwagnon wrote:

mokong wrote:

macys they start at $100 cl.



k. that is a good example. im not curious about 300 dollar limit cards. cards with 150 or less. i am especially curious about cards that have a CL of 50 or less.


I doubt you will find a CL less than $50 because when I worked in retail many years ago, if Credit card processing went off line, the registers would automaticly approve any charge less than $50 by agreement with the Credit card companies.  

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5k, Walmart 10k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 10k and a nice stack of store cards.
Last APP/HP 4/22/2015
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: lowest credit limit ever


FrugalRican wrote:

Read a thread by someone who said they got their Macy's card with CLI $100 closed on them after having a couple of lates.


Really??? You have absolutely no need to have CC's if your late on a $100CL card!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Valued Contributor
Posts: 1,357
Registered: ‎02-07-2010
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Re: lowest credit limit ever

so a 75 dollar walmart card and a 25 dollar line of credit (odd). LS can you post an image of this?

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card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: lowest credit limit ever

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Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Member
Posts: 112
Registered: ‎03-18-2012
0

Re: lowest credit limit ever

O wow!!! that is crazy i closed that card.. what could you do with $25 cl evrything cost more than that.

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