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lowest vs. highest regular purchase APR

tag
score_building
Senior Contributor

lowest vs. highest regular purchase APR

chase (formerly wamu) 5.24

cap1 (RJ from 11.99) 17.99

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 1 of 51
50 REPLIES 50
pattycake
Established Contributor

Re: lowest vs. highest regular purchase APR

UFCU - 6.9%

Merrick Bank - 23.99% (almost never use, always PIF)

pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Message 2 of 51
Established Contributor

Re: lowest vs. highest regular purchase APR

NFCU Platinum MC... 7.9%

 

Discover More.......... 10.24%

 

Message 3 of 51
creditwherecreditisdue
Senior Contributor

Re: lowest vs. highest regular purchase APR

Direct Merchants Bank = 6.99%F (Promo Purchase)

Citi DP = 6.99%V

 

Direct Merchants Bank = 27,99%V (Regular Purchase)

Providian WaMu Chase = 31.99%V (ROTFL)

Message 4 of 51
creditwherecreditisdue
Senior Contributor

Re: lowest vs. highest regular purchase APR


@plasticman wrote:

NFCU Platinum MC... 7.9%

 

Discover More.......... 10.24%

 


This is your highest? You lead a charmed life!

 

(My Discover is 9.99%V.)

Message 5 of 51
Established Contributor

Re: lowest vs. highest regular purchase APR


@creditwherecreditisdue wrote:

@plasticman wrote:

NFCU Platinum MC... 7.9%

 

Discover More.......... 10.24%

 


This is your highest? You lead a charmed life!

 

(My Discover is 9.99%V.)


Yes.Smiley Happy

 

I did not apply in time to get the 9.99% APR....but is does have a 25k CL which is nice.

Message 6 of 51
creditwherecreditisdue
Senior Contributor

Re: lowest vs. highest regular purchase APR


@plasticman wrote:

@creditwherecreditisdue wrote:

@plasticman wrote:

NFCU Platinum MC... 7.9%

 

Discover More.......... 10.24%

 


This is your highest? You lead a charmed life!

 

(My Discover is 9.99%V.)


Yes.Smiley Happy

 

I did not apply in time to get the 9.99% APR....but is does have a 25k CL which is nice.


 

$25K is very nice. Good thing you were in there in time for that. That's a no go now.

 

I was "in time" for an approval at 11.99%. They auto-lowered mine to 9,99% when I came off the intro rate.

Message 7 of 51
smallfry
Senior Contributor

Re: lowest vs. highest regular purchase APR

6.74 Citi 13.24 Chase.
Message 8 of 51
Uborrow-Upay
Valued Contributor

Re: lowest vs. highest regular purchase APR

Lowest = Discover More @ 4.99 Var

Highest = Chase @ 17.24 Var (recent RJ from 8.99 Fixed)

Message 9 of 51
creditwherecreditisdue
Senior Contributor

Re: lowest vs. highest regular purchase APR


@Uborrow-Upay wrote:

@Lowest = Discover More @ 4.99 Var


This is amazing!


@Highest = Chase @ 17.24 Var (recent RJ from 8.99 Fixed)


I would love it if Chase changed me to this!  LOL!

Message 10 of 51
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