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lowest vs. highest regular purchase APR

Senior Contributor

lowest vs. highest regular purchase APR

chase (formerly wamu) 5.24

cap1 (RJ from 11.99) 17.99

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 1 of 51
50 REPLIES
Established Contributor

Re: lowest vs. highest regular purchase APR

UFCU - 6.9%

Merrick Bank - 23.99% (almost never use, always PIF)

pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Message 2 of 51
Established Contributor

Re: lowest vs. highest regular purchase APR

NFCU Platinum MC... 7.9%

 

Discover More.......... 10.24%

 

Message 3 of 51
Senior Contributor

Re: lowest vs. highest regular purchase APR

Direct Merchants Bank = 6.99%F (Promo Purchase)

Citi DP = 6.99%V

 

Direct Merchants Bank = 27,99%V (Regular Purchase)

Providian WaMu Chase = 31.99%V (ROTFL)

Message 4 of 51
Senior Contributor

Re: lowest vs. highest regular purchase APR


plasticman wrote:

NFCU Platinum MC... 7.9%

 

Discover More.......... 10.24%

 


This is your highest? You lead a charmed life!

 

(My Discover is 9.99%V.)

Message 5 of 51
Established Contributor

Re: lowest vs. highest regular purchase APR


creditwherecreditisdue wrote:

plasticman wrote:

NFCU Platinum MC... 7.9%

 

Discover More.......... 10.24%

 


This is your highest? You lead a charmed life!

 

(My Discover is 9.99%V.)


Yes.Smiley Happy

 

I did not apply in time to get the 9.99% APR....but is does have a 25k CL which is nice.

Message 6 of 51
Senior Contributor

Re: lowest vs. highest regular purchase APR


plasticman wrote:

creditwherecreditisdue wrote:

plasticman wrote:

NFCU Platinum MC... 7.9%

 

Discover More.......... 10.24%

 


This is your highest? You lead a charmed life!

 

(My Discover is 9.99%V.)


Yes.Smiley Happy

 

I did not apply in time to get the 9.99% APR....but is does have a 25k CL which is nice.


 

$25K is very nice. Good thing you were in there in time for that. That's a no go now.

 

I was "in time" for an approval at 11.99%. They auto-lowered mine to 9,99% when I came off the intro rate.

Message 7 of 51
Senior Contributor

Re: lowest vs. highest regular purchase APR

6.74 Citi 13.24 Chase.
Message 8 of 51
Valued Contributor

Re: lowest vs. highest regular purchase APR

Lowest = Discover More @ 4.99 Var

Highest = Chase @ 17.24 Var (recent RJ from 8.99 Fixed)

Message 9 of 51
Senior Contributor

Re: lowest vs. highest regular purchase APR


Uborrow-Upay wrote:

Lowest = Discover More @ 4.99 Var


This is amazing!


Highest = Chase @ 17.24 Var (recent RJ from 8.99 Fixed)


I would love it if Chase changed me to this!  LOL!

Message 10 of 51