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Senior Contributor
score_building
Posts: 3,525
Registered: ‎01-10-2008
0

lowest vs. highest regular purchase APR

chase (formerly wamu) 5.24

cap1 (RJ from 11.99) 17.99

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Established Contributor
pattycake
Posts: 760
Registered: ‎04-30-2007
0

Re: lowest vs. highest regular purchase APR

UFCU - 6.9%

Merrick Bank - 23.99% (almost never use, always PIF)

pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Established Contributor
Posts: 742
Registered: ‎12-19-2008
0

Re: lowest vs. highest regular purchase APR

NFCU Platinum MC... 7.9%

 

Discover More.......... 10.24%

 

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: lowest vs. highest regular purchase APR

Direct Merchants Bank = 6.99%F (Promo Purchase)

Citi DP = 6.99%V

 

Direct Merchants Bank = 27,99%V (Regular Purchase)

Providian WaMu Chase = 31.99%V (ROTFL)

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: lowest vs. highest regular purchase APR


plasticman wrote:

NFCU Platinum MC... 7.9%

 

Discover More.......... 10.24%

 


This is your highest? You lead a charmed life!

 

(My Discover is 9.99%V.)

Established Contributor
Posts: 742
Registered: ‎12-19-2008
0

Re: lowest vs. highest regular purchase APR


creditwherecreditisdue wrote:

plasticman wrote:

NFCU Platinum MC... 7.9%

 

Discover More.......... 10.24%

 


This is your highest? You lead a charmed life!

 

(My Discover is 9.99%V.)


Yes.:smileyhappy:

 

I did not apply in time to get the 9.99% APR....but is does have a 25k CL which is nice.

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: lowest vs. highest regular purchase APR


plasticman wrote:

creditwherecreditisdue wrote:

plasticman wrote:

NFCU Platinum MC... 7.9%

 

Discover More.......... 10.24%

 


This is your highest? You lead a charmed life!

 

(My Discover is 9.99%V.)


Yes.:smileyhappy:

 

I did not apply in time to get the 9.99% APR....but is does have a 25k CL which is nice.


 

$25K is very nice. Good thing you were in there in time for that. That's a no go now.

 

I was "in time" for an approval at 11.99%. They auto-lowered mine to 9,99% when I came off the intro rate.

Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: lowest vs. highest regular purchase APR

6.74 Citi 13.24 Chase.
Valued Contributor
Uborrow-Upay
Posts: 2,710
Registered: ‎10-16-2008
0

Re: lowest vs. highest regular purchase APR

Lowest = Discover More @ 4.99 Var

Highest = Chase @ 17.24 Var (recent RJ from 8.99 Fixed)

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: lowest vs. highest regular purchase APR


Uborrow-Upay wrote:

Lowest = Discover More @ 4.99 Var


This is amazing!


Highest = Chase @ 17.24 Var (recent RJ from 8.99 Fixed)


I would love it if Chase changed me to this!  LOL!


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