Reply
Senior Contributor
score_building
Posts: 3,530
Registered: ‎01-10-2008
0

Re: lowest vs. highest regular purchase APR

[ Edited ]

hemi961 wrote:
Ameriprise: 4.5%.

Chase: 13.24%


Zoinks!  another prime plus zero!?  lemme guess you never carry balances, seems like the only way to get that treatment.

 

is ameriprise considered major issuer?

Message Edited by score_building on 09-10-2009 07:27 PM
FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Established Contributor
pattycake
Posts: 760
Registered: ‎04-30-2007
0

Re: lowest vs. highest regular purchase APR


score_building wrote:

hemi961 wrote:
Ameriprise: 4.5%.

Chase: 13.24%


Zoinks!  another prime plus zero!?  lemme guess you never carry balances, seems like the only way to get that treatment.

 

is ameriprise considered major issuer?

Message Edited by score_building on 09-10-2009 07:27 PM

 

Ameriprise used to be part of Amex, if I am not mistaken, so I think they are considered prime. 
pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: lowest vs. highest regular purchase APR


score_building wrote:

hemi961 wrote:
Ameriprise: 4.5%.

Chase: 13.24%


Zoinks!  another prime plus zero!?  lemme guess you never carry balances, seems like the only way to get that treatment.

 

is ameriprise considered major issuer?


Ameriprise is a uber prime card is offered through (of all places) BarclayCard and issued by Ameriprise Bank, FSB. It is a hot product:

 

http://banking-credit.ameriprise.com/debit-cards-credit-cards/

Frequent Contributor
writemikep
Posts: 277
Registered: ‎10-21-2008
0

Re: lowest vs. highest regular purchase APR

Chase 4.24%, Cap One 17.99% (but if you count store cards, then Macy's is 23.99%)
Valued Contributor
GregB
Posts: 1,670
Registered: ‎05-24-2007
0

Re: lowest vs. highest regular purchase APR

About the opposite of mine: CapOne 5.99%, Chase 24.24%.

 

I'm actually paying neither. I just BTed the CapOne balance to another Chase on a 2.99% for 18 months promo. The Chase Card was zero bal as it should be at a 2-digit interest rate. I did take advantage of 4.99% BT with no fee for 2 years and paid off something at a higher rate.

Contributor
xchap
Posts: 82
Registered: ‎01-23-2008
0

Re: lowest vs. highest regular purchase APR

addison 5.24%

juniper 27.99 %


Starting Score: 760
Current Score: 760
Goal Score: 800


Take the FICO Fitness Challenge
Frequent Contributor
bakalao2k
Posts: 448
Registered: ‎02-21-2009
0

Re: lowest vs. highest regular purchase APR

lowest - us bank visa 5.99%.  any purchases over $2000 with my us bank premiere loc visa get a 4.25% apr

highest - bofa 16.99%

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Regular Contributor
Lyythine
Posts: 206
Registered: ‎03-05-2009
0

Re: lowest vs. highest regular purchase APR

Lowest:

1) Chase: 7.99%

2) NFCU: 9.xx%

 

Highest:

1) American Eagle Charge card: 29.99%

2) BofA: 16.5% 

Senior Contributor
score_building
Posts: 3,530
Registered: ‎01-10-2008
0

Re: lowest vs. highest regular purchase APR


Lyythine wrote:

Lowest:

1) Chase: 7.99%

2) NFCU: 9.xx%

 

Highest:

1) American Eagle Charge card: 29.99%

2) BofA: 16.5% 


shameless.

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Contributor
wajj
Posts: 79
Registered: ‎10-09-2008
0

Re: lowest vs. highest regular purchase APR

Lowest:  Ameriprise 7.0%

Highest: Chase 18.25%

 


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+