Before January, I had two BofA CCs. The Choice Rewards card had an APR of 17% and a 8,000 CL. The Platinum card had an APR of 15% and a credit limit of 6,000. Last week, I called and they lowered the APR on BOTH cards. Monday, I called and they raised the credit limit on the platinum card. Tonight, I called and they raised the limit on the other card.
Here's where I stand now...
Choice Rewards BofA CL 10,000 APR 14%
Platinum BofA CL 8,000 APR 12%
CapitalOne CL 5,000 APR 12%
This capitalone was an old charge off. The original card had a CL of $400. When I quit paying it, the balance and fees got up to 2,000. They agreed to re-open the account, give me a limit of $400 and I paid off 1,000 of the 2,000 charge off. I now owe nothing and have a great CL.
They were great to work with....and now they do report Credit Limits to CRA.
Just wanted to share my good news.
Copngrats! Doesn't get much better than that. 
