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macys recon help please

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ppiresny
Contributor

macys recon help please

i just got denied for the macys card, called the number here and the guy wasnt very helpful, stated lates for chase jun 2010. is there another number i can call or should i call back and speak to someone else? my scores are ex 708 eq 694 and TU 708.

TU 708 EQ 690 EX 708(FCR)

Portfolio
Amex Zync NPSL,Amex Blue Cash Everyday $2700,Barclaycard iTunes rewards $2500,Chase Sapphire Preferred $5000,GAP Visa $1250,Express Store card $750,Dell Preferred Account $1500,Discover More $3000,Citi Diamond Preferred $9000,Chase Freedom $1500,Wells Fargo Auto Loan $19,000 @ 11%
Message 1 of 8
7 REPLIES 7
ppiresny
Contributor

Re: macys recon help please

NEVERMIND, i give up on Macys, they refuse to help me. guess i will be in the garden for now.

TU 708 EQ 690 EX 708(FCR)

Portfolio
Amex Zync NPSL,Amex Blue Cash Everyday $2700,Barclaycard iTunes rewards $2500,Chase Sapphire Preferred $5000,GAP Visa $1250,Express Store card $750,Dell Preferred Account $1500,Discover More $3000,Citi Diamond Preferred $9000,Chase Freedom $1500,Wells Fargo Auto Loan $19,000 @ 11%
Message 2 of 8
bribro
Valued Contributor

Re: macys recon help please

Did you apply for the card in-store?

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 3 of 8
learnin113
Established Contributor

Re: macys recon help please

Wow, I'm surprised your score seems high...even with the recent lates.

Message 4 of 8
tntexans72
Valued Contributor

Re: macys recon help please

Does anyone here know what report Macys pull?

Message 5 of 8
Jlu
Established Contributor

Re: macys recon help please

You should retort that they are over two years old and cite your recent history.

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 6 of 8
OhioCPA
Frequent Contributor

Re: macys recon help please

EX for me, last month.

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Message 7 of 8
traveler2005
Established Contributor

Re: macys recon help please

I don't understand how I got approved and you didn't, my score was 666 at the time, 3 paid charge off from 2008, 2007, and 2008,  3 paid judgements one as recent as 2009, 2 student loans that have lates from 2010,  and I have a state tax lien that I am working on getting paid off. It wasn't much of a limit $600.00 and was the in store card. My income is 120,000 which I suppose helps.   I just don't get it. Have had the card about 3 months, charge an item every month.





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board


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Last HP 6/10/2015
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