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Itsrx1
Posts: 141
Registered: ‎02-11-2012
0

macys store card

was at the mall today looking to buy birthday present for my girl and went for it after checking my inquiries on my experian report and stting at food court reading up on macy's requirement. only 1 inquiry on exp reprt last 6 mos (from amex) so i went for it and app in store. instant approval!!!! used their phone to call after purchased a gift set for my gf, 300 cl, talked to csr and she said to call after 3 mos and theyll increase with no problem. pretty happy right, but I AM DONE APPING! got two recent cards and both pulled exp for me. its funny, my equifax is highest score. will macy provide the score they pull? i read mixed review of this card, is it a good ard thatll grow with me? really want to upgrade to the visa after 6-12 mos! Thanks again Myfico!

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Valued Contributor
-Cain-
Posts: 1,283
Registered: ‎04-06-2011
0

Re: macys store card

Congrats. Macy's lured me in last week too. 😄

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


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Contributor
Itsrx1
Posts: 141
Registered: ‎02-11-2012
0

Re: macys store card


-Cain- wrote:
Congrats. Macy's lured me in last week too. 😄

you got a good credit line? do they start everyone at $300, i didnt dare app for the visa, lol, wonder what my exp score is?

Community Leader
Valued Contributor
-Cain-
Posts: 1,283
Registered: ‎04-06-2011
0

Re: macys store card

I haven't called in for CL, but I put over $300 on it instantly, lol. I believe spending will determine store card or visa. I think AmeX is offered in California, I didn't see the Visa.

I think $500 in annual purchases gets you the visa/AmEx. Then you can go higher with $1k.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


Take the FICO Fitness Challenge

Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: macys store card


Itsrx1 wrote:

was at the mall today looking to buy birthday present for my girl and went for it after checking my inquiries on my experian report and stting at food court reading up on macy's requirement. only 1 inquiry on exp reprt last 6 mos (from amex) so i went for it and app in store. instant approval!!!! used their phone to call after purchased a gift set for my gf, 300 cl, talked to csr and she said to call after 3 mos and theyll increase with no problem. pretty happy right, but I AM DONE APPING! got two recent cards and both pulled exp for me. its funny, my equifax is highest score. will macy provide the score they pull? i read mixed review of this card, is it a good ard thatll grow with me? really want to upgrade to the visa after 6-12 mos! Thanks again Myfico!


CONGRATS!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Contributor
labsxtwo
Posts: 125
Registered: ‎02-11-2008
0

Re: macys store card

Congrats!!

I am very happy with my Macy's store card. A month ago, I was approved for $600 CL, and recieve special cardholder discounts. Just finished my Easter shopping with my Wow pass today :smileyhappy:

Enjoy!

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