No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
have you pulled your reports from here yet?
having a 5k credit card is a good sign depending on your other cards.
they dont just give those away
what do your other accounts look like? utility? aaoa? etc...
the negative score gained from the inq will recover in a year and the new account ding is about 6 months.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
I think the minimum credit limit on that card is $5,000.
It is definitely good to have high limits. It will give you a better chance to have limits in the future as long as you continue paying your bills on time.