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Anyone have a backdoor number for merrick bank about getting a cl increase? Also has anyone had any luck with them with a increase?
I've had both Merrick regular and Merrick-H (Hooters) and I've never, ever, had any luck getting them to grant a CLI. They do grant them regularly on their own, though. If you have any luck, let us know how you did it. I'd like a CLI from them but they just say they'll put a note on my account so that next time it's reviewed, they'll know I want an increase. They told me this a long time ago and there was no CLI so I'm guessing they just told me that to get me off the phone or the note makes no difference.
I have had two Auto CLI with them and both times, I had paid my account in Full and basically within a week I was given a CLI. The first went from $500 to $900 and just this week I was auto CLI to $1,100.
good to hear, mine started at 1100 but havent seen anything yet
They have given me 3 CLI. My available is not 3100.00. I don't even use the card because the interest rate is so horrible. I just use it to buy something small occasionally then I pay it off right away. But, I can't close the card because it's my oldest account. :/Quote
We have two accounts with Merrick.
Both APR's are high.
No, they don't grant CLI when you call them.
I'm embarrassed to admit that I do have quite a balance on one of them, and I've noticed that paying a big chunk against it generally results in a CLI.
YMMV of course.