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merrick double

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ginger1477
Regular Contributor

merrick double

I have the double your line visa from merrick.  I was just wondering if anyone else who has or had the card can tell me if i will get the cli on my sixth or seventh statement even if i do not use the card?

Capital One Quicksilver: 14k * Alliant: 4k * BoA: 6k * Discover 5k * Best Buy Visa: 10k * Amex BCE: 7k, Amex Everyday: 1k * Target RedCard: 9k * Walmart: 10k * Citi 2k * Care Credit: 10k
Message 1 of 5
4 REPLIES 4
myjourney
Super Contributor

Re: merrick double

Bump for helpSmiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 5
Legions36
Frequent Contributor

Re: merrick double


@ginger1477 wrote:

I have the double your line visa from merrick.  I was just wondering if anyone else who has or had the card can tell me if i will get the cli on my sixth or seventh statement even if i do not use the card?


They sent me the offer just now but im not doing it. My girlfriend has the card and has no real use for it other than a free fico score that she can get from her walmart card. No annual fee is good and high interest is bad. Also they dont allow customer requested CLI which is a sign of a bobo card.

EQ-784 TU-777 EXP-772 12/11/15

NFCU(11.5k), USAA(6k), DCU(10k), Sapphire(5k), Duck(5k), Freedom(1k), Quicksilver(3k), DiscoverIT(2k), AmexBCE($800),
New cards 12/12-NFCU-MC(18.5k), Simplicity(9.2k),Slate(7.5k),Amex(3.8k)
Message 3 of 5
SunriseEarth
Moderator Emeritus

Re: merrick double


@ginger1477 wrote:

I have the double your line visa from merrick.  I was just wondering if anyone else who has or had the card can tell me if i will get the cli on my sixth or seventh statement even if i do not use the card?


I have Merrick, but I'm just about to get my sixth statement in a few days.  AFAIK, Merrick doesn't like to be SD'ed.  There was a post recently that stated they used the card and PIF to avoid the steep interest, and they received 2 CLIs in the past year.  

 

My plan is to pay off what remains on my balance and them use Merrick to fund my PayPal (I have recurring charges for Hulu and Netflix through them).  This way, I can keep it active.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 4 of 5
SunriseEarth
Moderator Emeritus

Re: merrick double


@Legions36 wrote:

@ginger1477 wrote:

I have the double your line visa from merrick.  I was just wondering if anyone else who has or had the card can tell me if i will get the cli on my sixth or seventh statement even if i do not use the card?


They sent me the offer just now but im not doing it. My girlfriend has the card and has no real use for it other than a free fico score that she can get from her walmart card. No annual fee is good and high interest is bad. Also they dont allow customer requested CLI which is a sign of a bobo card.


They're a great rebuilder card, but looking at your siggy, you've outgrown them.  In fact, looking at your siggy, you've outgrown half the TLs in your siggy.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 5 of 5
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