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Contributor
Posts: 236
Registered: ‎01-20-2013
0

Re: military man trying to join the amex family.questions,advice,help.

I think you'll make it. 

 

Probably instant approval, if not recon should approve you. 

 

 

Which AMEX are you applying for? Charge card or revolving account credit card?

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Community Leader
Senior Contributor
Posts: 30,795
Registered: ‎02-07-2013
0

Re: military man trying to join the amex family.questions,advice,help.


mojobones89 wrote:
Thats the thing,i dont wanna wait any longer lol.

Good Luck I'll be pulling for you...

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Contributor
Posts: 255
Registered: ‎01-21-2013
0

Re: military man trying to join the amex family.questions,advice,help.

I have herd that the charge cards are easier to obtain than the revolvers...i have my eyes on the gold prg.if i get that i will use that for as my debit for my bills so i can get that 3X increase on the 61th day.
Contributor
Posts: 255
Registered: ‎01-21-2013
0

Re: military man trying to join the amex family.questions,advice,help.

Thanks,i know i should listen and take your advice but man being in the garden after a while it gets boring.Do you have amex?
Community Leader
Senior Contributor
Posts: 30,795
Registered: ‎02-07-2013
0

Re: military man trying to join the amex family.questions,advice,help.

If you pull the trigger app the PRG if approved app any revolver you want ...will end up one HP if approved for both. if not the second one was a SP...

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Community Leader
Senior Contributor
Posts: 30,795
Registered: ‎02-07-2013
0

Re: military man trying to join the amex family.questions,advice,help.

Im in the garden for that very reason AMEX is next and its killing me to wait but I just got 2 new accounts 12/31

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Contributor
Posts: 2,039
Registered: ‎01-24-2012
0

Re: military man trying to join the amex family.questions,advice,help.

The two I just got are the Premier Rewards Gold and the Delta Skymles Gold. I got the Simply Cash in June and the Blue Cash Everyday in January last year. I really don't think they are are strict/tough to get a card from as people make them out to be.
Contributor
Posts: 255
Registered: ‎01-21-2013
0

Re: military man trying to join the amex family.questions,advice,help.

Lol your tempting me now,how is your gardening going if you dont mind me asking?shoot you may be in a better spot than i am...my furniture loan was opened in dec.2012 along with my discover cc,so idk if i should yet seeinf they are new accounts.
Community Leader
Senior Contributor
Posts: 30,795
Registered: ‎02-07-2013
0

Re: military man trying to join the amex family.questions,advice,help.


navigatethis12 wrote:
The two I just got are the Premier Rewards Gold and the Delta Skymles Gold. I got the Simply Cash in June and the Blue Cash Everyday in January last year. I really don't think they are are strict/tough to get a card from as people make them out to be.

You gone make me come out of the garden Lol 

someone get me some itch cream pleaseSmiley Happy

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Community Leader
Senior Contributor
Posts: 30,795
Registered: ‎02-07-2013
0

Re: military man trying to join the amex family.questions,advice,help.

[ Edited ]

Gardening is hard but I opened 3 in june 3 in 12/31/12 so im letting them age because i want AMEX so bad I can taste it Lol

I app every 6 months so that I get CLI's just before I app again

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

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