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I would like to apply for discovery credit card. Will i be approve despite of just buying a house? I have the pre appprove letter but I dont know if i still will be able to get approve coz of the house. If yes, Do anyone knows the estimate of their credit limit?? My equifax is 673. Thank you.
Welcome to the forum need more info about your profile
What additional info needed?
@Lpbelleza27 wrote:I would like to apply for discovery credit card. Will i be approve despite of just buying a house? I have the pre appprove letter but I dont know if i still will be able to get approve coz of the house. If yes, Do anyone knows the estimate of their credit limit?? My equifax is 673. Thank you.
Buying the house will actually probably help with your approval with Discover.
They tend to be a little more conservative with lines of credit but minimum is $500. Not sure what other credit you have but you should be good for decent approval if pre-approved. Don't worry if you get message to call, do it then... they just need to verify you, that means approved!
@Lpbelleza27 wrote:What additional info needed?
Welcome to the forums!!
We need to know what your credit reports look like:
Any negatives?
Inquiries?
How many cc accounts open?
I am hoping to find a credit card that will give me 7-10k credit line.
I have a bank of america card, citi, and other store cards (macys, besy buy). The most line i have is 6k. I have 3 hard inquiries this past months due to getting a preapproval for the house. Other than that I dont have any late payments or negatives in my credit hx .
Discovery only gves $500, that will help me then
@Lpbelleza27 wrote:I am hoping to find a credit card that will give me 7-10k credit line.
I have a bank of america card, citi, and other store cards (macys, besy buy). The most line i have is 6k. I have 3 hard inquiries this past months due to getting a preapproval for the house. Other than that I dont have any late payments or negatives in my credit hx .
Discovery only gves $500, that will help me then
MINIMUM is $500. They go up to $50,000 I believe.
Won't hurt to apply if you only have 3 INQ and no negatives and a pre-approval... they are itching to give you a card.
I would say your odds of approval are good but no one can guess at what limit they would put on it
Hope this helps
Might be best to wait it out for 6 months then go for It!! Better CL could come from It!
Did you buy the house yet or did you just get pre-approved? If it is a pre-approval and you are going to be closing within the next 6 months, you do not want to get a new credit card. Wait until after the closing to do so. If you have already closed, your chances are good for getting a Discover credit card approval.