How many apps have you done in the past year, and with whom?
@Skye12329 wrote:
How old is your secured card? Whats your report like?
Check out rebuild. The OP's facing a repo/co, and CA.
You've got too many pulls, on top of baddies. You're looking desperate for credit. Good rule of thumb, two strikes, and you're out...on apps.
Others will recommend a possible secured card for you, but stop apping for now. Those hard pulls are bringing you down.
@Anonymous wrote:I know i did stop pulling I will wait for another year.
You think i should get additional capital one secured card or just increase my line? if i do get additional secured card what is best one beside capital one?
When I did my rebuild, I jumped the gun, and tried adding cards, while having a lot of bad things weighing me down. I got lucky, but took some denials as I tried, just like you. I did this to "dilute" the bad, by adding "good," while working on removing the "bad," so I could cut down my rebuild time. Works for some, doesn't work for everyone though.
I'm only experienced with the First Progress card, but I'm sure there are better options out there now. Others will add to this, so just wait for replies. Most likely by tomorrow afternoon.