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New Contributor
mustangy
Posts: 88
Registered: ‎11-06-2012
0

multiple application in same day!!!

starting posistion

Boa mastercard 5k

Boa visa signature 5k

closed cap one $750 (still reporting i did called multiple times cant stop them irggh)

closed Hsbc mastercard1k

 

my car loan is about 80k and will install next week

i been screwed on rate i decided to go for credit card

and have incorporated on my name

 

here is the applications i did today

 

Chase ink busines  :denied

chase freedom : 5k  after recon (online denied)

discover :denied for busines (never go for this again)

capital one busines spark : 2k

Amex BCE  :13.5                                     (do not report limit sucks)

Boa : Visa signature CLI  5k -> 15k      (do not report limit sucks)

 

any other offers specially for business card to improve total credit limit its look like on my credit report still i have 15k :smileysad: and I buy about 4k gas and 6k spends every months

after my car loan instalment I wont touch to my credit for 3 years

 

 

 

 

 

BOFA Master 5k# BOFA Visa 15k flex#Amex BCE 13.5k#chase freedom 5k#capital one $2000 2009#HSBC 1k closed 2009 (those guys kidding with limits)

FICO (lenders pull)scores 739 - 742 - 730 October 2012#length of history from Jan/2008
Business account###Capital one spark 2k
Valued Contributor
j_casteel
Posts: 1,906
Registered: ‎06-21-2012
0

Re: multiple application in same day!!!


mustangy wrote:

starting posistion

Boa mastercard 5k

Boa visa signature 5k

closed cap one $750 (still reporting i did called multiple times cant stop them irggh)

closed Hsbc mastercard1k

 

my car loan is about 80k and will install next week

i been screwed on rate i decided to go for credit card

and have incorporated on my name

 

here is the applications i did today

 

Chase ink busines  :denied

chase freedom : 5k  after recon (online denied)

discover :denied for busines (never go for this again)

capital one busines spark : 2k

Amex BCE  :13.5                                     (do not report limit sucks)

Boa : Visa signature CLI  5k -> 15k      (do not report limit sucks)

 

any other offers specially for business card to improve total credit limit its look like on my credit report still i have 15k :smileysad: and I buy about 4k gas and 6k spends every months

after my car loan instalment I wont touch to my credit for 3 years

 

 

 

 

 


congrats....whats the term on the 80 grand car loan?

| Walmart $5k | Amazon $5k | NFCU $19.5k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $4k | CSP $5k | Marriott $5k | AMEX TE $9k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:709 TU:703
Goal Scores: 700
across the board
Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012
0

Re: multiple application in same day!!!

More importantly, what's the car?

 

Amex offers some other business cards that you could try: SPG, all of the charge cards, Business Rewards.

New Contributor
mustangy
Posts: 88
Registered: ‎11-06-2012
0

Re: multiple application in same day!!!

Car is mercedes s350 2013 new

its on my personal company name thats why its usually more interest rates but i guess i screewed for 70499$ priciple rate is %10.5

 

how that things goes 48x1938 and two months up front plus 762$ bank fee

 

because of deal with MB USA carr go down from 97k to 78k and i paid 20k down

 

:smileysad: will try close it up totally in 12 months and next car (every 3 year we buy new car for limo) %50 down and rest figure out credit cards

 

Thanks Djrez4 but just approved for BCE and will wait a few months for SPG

BOFA Master 5k# BOFA Visa 15k flex#Amex BCE 13.5k#chase freedom 5k#capital one $2000 2009#HSBC 1k closed 2009 (those guys kidding with limits)

FICO (lenders pull)scores 739 - 742 - 730 October 2012#length of history from Jan/2008
Business account###Capital one spark 2k
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: multiple application in same day!!!


mustangy wrote:

Car is mercedes s350 2013 new

its on my personal company name thats why its usually more interest rates but i guess i screewed for 70499$ priciple rate is %10.5

 

how that things goes 48x1938 and two months up front plus 762$ bank fee

 

because of deal with MB USA carr go down from 97k to 78k and i paid 20k down

 

:smileysad: will try close it up totally in 12 months and next car (every 3 year we buy new car for limo) %50 down and rest figure out credit cards

 

Thanks Djrez4 but just approved for BCE and will wait a few months for SPG


Man thats just ridiculous to pay for a car. Nice car tho :smileyhappy:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Valued Contributor
j_casteel
Posts: 1,906
Registered: ‎06-21-2012
0

Re: multiple application in same day!!!

damn nice car....with a damn HIGH payment. that 10.5% rate is a killer!!

| Walmart $5k | Amazon $5k | NFCU $19.5k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $4k | CSP $5k | Marriott $5k | AMEX TE $9k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:709 TU:703
Goal Scores: 700
across the board
Regular Contributor
CotySinz
Posts: 237
Registered: ‎06-27-2011
0

Re: multiple application in same day!!!

Does the BCE limit not report for anyone?


Starting: 563 | Current: 753 (Walmart TU 11/12) | Goal: 800 | Garden since: 01/15/2013

Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: multiple application in same day!!!

Congrats on the approvals! Nice car too!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Regular Contributor
getmycreditright
Posts: 199
Registered: ‎05-23-2007
0

Re: multiple application in same day!!!


CotySinz wrote:

Does the BCE limit not report for anyone?


I'd like to know this as well. I have the SPG and I AMEX reported the limit of all their revolvers. Charge cards are NPSL, so I expect them not to report. If the revolvers don't report, then that is a bit concerning.

-------------------------------------------------------------------------------------------------
Starting Score - 575 (4/10)
Current Score - EQ - 750, TU - 752, EX - 728 11/4/12

Current Cards:
AMEX SPG ($7.5k), Amazon.com Visa ($3k), Discover More ($2k) all since 11/4/12

Fighting the good fight!
Valued Contributor
kevinjjc
Posts: 1,323
Registered: ‎01-14-2009
0

Re: multiple application in same day!!!


getmycreditright wrote:

CotySinz wrote:

Does the BCE limit not report for anyone?


I'd like to know this as well. I have the SPG and I AMEX reported the limit of all their revolvers. Charge cards are NPSL, so I expect them not to report. If the revolvers don't report, then that is a bit concerning.


My BCE limit reports.


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