my chase cards....

[afbar1114]

this is a 2 part question:

1. does it help if i invest with chase. i am buying a bunch of stocks over the next few months and i recently open a chase investment account. so will this help with future CLI's?

and 2. when i hit my 13 month with the freedom should i convert it to a mastercard since my United and CSP are both visa siggys? and do they offer a world elite freedom?

[FutureBillionaire]

I'm interested in the answer to the second question as well.

[visorboy1974]

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@afbar1114 wrote:

this is a 2 part question:

1. does it help if i invest with chase. i am buying a bunch of stocks over the next few months and i recently open a chase investment account. so will this help with future CLI's?

and 2. when i hit my 13 month with the freedom should i convert it to a mastercard since my United and CSP are both visa siggys? and do they offer a world elite freedom?

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1.  If you have a bunch of money with a FI, I'd guess they could take the extra assets into account for when you want to apply for a CLI.  It'd have to be something pretty substantial for them to be impressed though.  

2.  I doubt you'll see much benefit in converting to MC.  From what I can see, World is the highest they go.  

[afbar1114]

I was thinking since I had two visa siggys why not convert to a MC. The visa lines went down at my job one day and I couldn't buy anything

[hardworkrebuilding]

Changing your Freedom from Visa to MC is easy. Just call the number on the back of your card and the CSR can handle it right then. I did it with my Freedom. I explained when I had applied I was told Visa was what was approved. I didn't have a MC at that time and told the CSR I didn't want to apply for anoyther card. She handled it right then.

[KS13]

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@hardworkrebuilding wrote:

Changing your Freedom from Visa to MC is easy. Just call the number on the back of your card and the CSR can handle it right then. I did it with my Freedom. I explained when I had applied I was told Visa was what was approved. I didn't have a MC at that time and told the CSR I didn't want to apply for anoyther card. She handled it right then.

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Yes but wouldn't changing it from Visa to MasterCard change the card number as well (MC usually starts with 5401, while Visa starts with 4) ? And how would that work with the credit bearues and reports which list the last 4 digits of the card number? 

[daybreakgonesXe]

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@afbar1114 wrote:

this is a 2 part question:

1. does it help if i invest with chase. i am buying a bunch of stocks over the next few months and i recently open a chase investment account. so will this help with future CLI's?

and 2. when i hit my 13 month with the freedom should i convert it to a mastercard since my United and CSP are both visa siggys? and do they offer a world elite freedom?

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I forgot where the other post went, but I read recently that Chase does not to world, let alone world elite, for the Freedom card. The only flavors are Visa, Visa Siggy, and Mastercard.

[afbar1114]

ok so i called the number on the back of my card and got no where. i sent a message thru the online accounts and i got a 10-14 day waiting to see if it can be done. 

I am also going to buy a few shares of JPM to see if i invest in the bank it self will it help with CLI's

[ObeyJohnny12]

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@daybreakgonesXe wrote:

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@afbar1114 wrote:

this is a 2 part question:

1. does it help if i invest with chase. i am buying a bunch of stocks over the next few months and i recently open a chase investment account. so will this help with future CLI's?

and 2. when i hit my 13 month with the freedom should i convert it to a mastercard since my United and CSP are both visa siggys? and do they offer a world elite freedom?

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I forgot where the other post went, but I read recently that Chase does not to world, let alone world elite, for the Freedom card. The only flavors are Visa, Visa Siggy, and Mastercard.

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@daybreakgonesXe wrote:

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@afbar1114 wrote:

this is a 2 part question:

1. does it help if i invest with chase. i am buying a bunch of stocks over the next few months and i recently open a chase investment account. so will this help with future CLI's?

and 2. when i hit my 13 month with the freedom should i convert it to a mastercard since my United and CSP are both visa siggys? and do they offer a world elite freedom?

---

I forgot where the other post went, but I read recently that Chase does not to world, let alone world elite, for the Freedom card. The only flavors are Visa, Visa Siggy, and Mastercard.

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I seen a World MC Freedom. AFAIK there is no World Elite MC for the Freedom. 

[android01]

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@afbar1114 wrote:

ok so i called the number on the back of my card and got no where. i sent a message thru the online accounts and i got a 10-14 day waiting to see if it can be done. 

I am also going to buy a few shares of JPM to see if i invest in the bank it self will it help with CLI's

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Afbar,

First - any CLI on a credit card will likely be computer approved or denied.  Whether or not Chase's computers take into consideration other relationships within other parts of the organization is anyone's guess - particularly if that relationship is small or new.  

Second - I can gurantee that stock ownership in JPM will make no difference at all as far as CLI on a credit card is concerned.  I'd be facinated to hear about anyone using stock ownership in any financial institution during the recon of a denied app or CLI, and if it was successful as a result!   Stock ownership does not mean that someone has the criteria they use to determine credit worthiness.

Third - From an investment standpoint, JPM is a fully valued stock at current levels.  If it goes back to the mid 30's, then pull the trigger.