my credit profile

[DI]

09 American Express Blue Cash   $3500 limit

09 Discover More                               $4600 limit

08 BOA World Points                         $5000 limit

09 Sears Store Card                          $3600 limit

09 GM Card (hate card)                        $750 limit

00Target                                                  $500  limit   Use to be $2000.  They slashed the line for no reason given to $1k. I called to have it slashed more. 

09Citi Platinum Select                        $3600

09Kroger 123                                       $5300

08State Farm                                        $3000

01 Cap One                                             $750

09 PenFed                                             $1000

Fico score dropped down to 730 after an app spree in 2009.  It has since recovered nicely. 

[joestay]

Nice.  Do you use all of them?  How hard is it to keep track of all those cards?  I only have 2 credit card.

[DI]

---

@joestay wrote:

Nice.  Do you use all of them?  How hard is it to keep track of all those cards?  I only have 2 credit card.

---

Now that I'm back in school full-time I don't.    I 've only used my Discover and PenFed card since July.    I'm thinking about charging portions of my cell phone and car insurance bill amongst several of my oldest and newest cards.   I use Excel to keep track of them all whenever I have a balance on all of them.  It takes a lot of organization to keep track.