my fico (This site) or Walmart score?

[purplestaples]

I am trying to save some money. I am thinking about closing my fico acct (this account) since i already get my score from Walmart. What is the difference?

[jamesdwi]

There are 3 Credit Reporting Agencies,  Equifax (EQ), Transunion (TU), Experian (EX).

Myfico typically gives a version of hte EQ score. 

Walmart gives a version of the TU score.

both gives you a better view of how creditors view your credit.
But if you can't afford the myfico you can cancel the account its not worth going broke over.

[coldnmn]

If your talking TU to TU  the one here is TU 04 used by a lot of creditors. Walmart is TU 08 getting to be used more often by some creditors.

[yudeology101]

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@purplestaples wrote:

I am trying to save some money. I am thinking about closing my fico acct (this account) since i already get my score from Walmart. What is the difference?

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MYFICO is a TU 98 version/ WalMart is TU08 Classic (newer).   

 You can get more info on different FICO score versions here: 

http://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Monitoring-Service-CMS-Guide/m-p/662549...