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Regular Contributor
Posts: 178
Registered: ‎05-22-2007
0

my first approval!

Woot!
 
I know most of you wouldn't get excited for your first approval but I have been turned down so many stinking times i was ready to give up.
 
I got a 300cl orchard card. $8/mo fee and 8.9% APR!
 
i was so skeptical i called the number from the 'backdoor list' and confirmed i didn't get Phish'ed!!  lol
 
 
11/30/2009 TU 676 EQ 665 EX 654 (CU pulled)
5/14/08 TU 660 EQ 676 EX 623
9/5/07 TU 579 EQ 612 EX 546
Super Contributor
Posts: 8,198
Registered: ‎03-25-2007
0

Re: my first approval!



rebuilding wrote:
Woot!
 
I know most of you wouldn't get excited for your first approval but I have been turned down so many stinking times i was ready to give up.
 
I got a 300cl orchard card. $8/mo fee and 8.9% APR!
 
i was so skeptical i called the number from the 'backdoor list' and confirmed i didn't get Phish'ed!!  lol
 
 


WTG.  Feels good, does it not?  Smiley Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Contributor
Posts: 588
Registered: ‎03-12-2008
0

Re: my first approval!

Congrads....I remember how excited I was when I got my first card!
As of 04/23/2011 - 731 for EQ FICO
As of 03/02/2012 - 779 for TU FICO
As of 12/2010 - 720 - 729 For EX (Chase FICO Score Provided by EX)
Valued Contributor
Posts: 1,424
Registered: ‎07-24-2007
0

Re: my first approval!

rb - congrats. Your local credit union is a good place to apply when others might not be so understanding.
 
 
New York Yankees - 2009 World Series Champions. 27... and counting.....
Senior Contributor
Posts: 4,596
Registered: ‎09-14-2007
0

Re: my first approval!

congrats r.b.! Keep that card spotless of high utilities, paying well before the due date and it can lead to better cards. Smiley Happy
"Never ever, ever be late. Never" (FUTR)
Highlighted
Moderator Emeritus
Posts: 5,436
Registered: ‎03-10-2007
0

Re: my first approval!

LOL!!  I remember well in the firststages of rebuilding.  I had just called HSBC to tell them what to do wit their apps when they approved me fortheir 300.00 rebuilder.. I almost slept with that thing under my pillow...lol!!
 
 
COINGRATS!!!
Regular Contributor
Posts: 178
Registered: ‎05-22-2007
0

Re: my first approval!

i got so giddy i thought what the heck I'll go for the hsbc they are the same right? so I did and the app process was identical! same look and feel and everything.  and I got the 'we'll let ya know in 10-14 days' Smiley Mad
 
lol
 
we'll see.
 
when I went to the check status of the hsbc site they showed "you have two apps processing..."  and it showed the orchard bank card and theirs.  Smiley Surprised   hope I didn't screw up the first one!!
 
 
11/30/2009 TU 676 EQ 665 EX 654 (CU pulled)
5/14/08 TU 660 EQ 676 EX 623
9/5/07 TU 579 EQ 612 EX 546
Contributor
Posts: 96
Registered: ‎03-11-2008
0

Re: my first approval!

Congratulations!!! That's awesome!! I get that giddy whenever I'm approved for anything. Smiley Wink The feeling never gets old.
Manga is food for my soul. Smiley Happy
Frequent Contributor
Posts: 455
Registered: ‎11-27-2007
0

Re: my first approval!

WTGSmiley HappyON UR WAY......
GOAL FOR 2010 Paying Down Debt .........653 EQ 685TU EXP???
Established Contributor
Posts: 971
Registered: ‎01-13-2008
0

Re: my first approval!

I changed back into the living when I got my $300 Orchard card. Things have progressed nicely sense. Read here. Do ALL the right things and you too can become addicted to GOOD credit. Check it out!
1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693

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