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Regular Contributor
rebuilding
Posts: 178
Registered: ‎05-22-2007
0

my first approval!

Woot!
 
I know most of you wouldn't get excited for your first approval but I have been turned down so many stinking times i was ready to give up.
 
I got a 300cl orchard card. $8/mo fee and 8.9% APR!
 
i was so skeptical i called the number from the 'backdoor list' and confirmed i didn't get Phish'ed!!  lol
 
 
11/30/2009 TU 676 EQ 665 EX 654 (CU pulled)
5/14/08 TU 660 EQ 676 EX 623
9/5/07 TU 579 EQ 612 EX 546
Super Contributor
MidnightVoice
Posts: 8,161
Registered: ‎03-25-2007
0

Re: my first approval!



rebuilding wrote:
Woot!
 
I know most of you wouldn't get excited for your first approval but I have been turned down so many stinking times i was ready to give up.
 
I got a 300cl orchard card. $8/mo fee and 8.9% APR!
 
i was so skeptical i called the number from the 'backdoor list' and confirmed i didn't get Phish'ed!!  lol
 
 


WTG.  Feels good, does it not?  :smileyhappy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Contributor
nicemann
Posts: 583
Registered: ‎03-12-2008
0

Re: my first approval!

Congrads....I remember how excited I was when I got my first card!
As of 04/23/2011 - 731 for EQ FICO
As of 03/02/2012 - 779 for TU FICO
As of 12/2010 - 720 - 729 For EX (Chase FICO Score Provided by EX)
Valued Contributor
cobra19
Posts: 1,424
Registered: ‎07-24-2007
0

Re: my first approval!

rb - congrats. Your local credit union is a good place to apply when others might not be so understanding.
 
 
New York Yankees - 2009 World Series Champions. 27... and counting.....
Senior Contributor
Sylviatob
Posts: 4,596
Registered: ‎09-14-2007
0

Re: my first approval!

congrats r.b.! Keep that card spotless of high utilities, paying well before the due date and it can lead to better cards. :smileyhappy:
"Never ever, ever be late. Never" (FUTR)
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
0

Re: my first approval!

LOL!!  I remember well in the firststages of rebuilding.  I had just called HSBC to tell them what to do wit their apps when they approved me fortheir 300.00 rebuilder.. I almost slept with that thing under my pillow...lol!!
 
 
COINGRATS!!!
Regular Contributor
rebuilding
Posts: 178
Registered: ‎05-22-2007
0

Re: my first approval!

i got so giddy i thought what the heck I'll go for the hsbc they are the same right? so I did and the app process was identical! same look and feel and everything.  and I got the 'we'll let ya know in 10-14 days' :smileymad:
 
lol
 
we'll see.
 
when I went to the check status of the hsbc site they showed "you have two apps processing..."  and it showed the orchard bank card and theirs.  :smileysurprised:   hope I didn't screw up the first one!!
 
 
11/30/2009 TU 676 EQ 665 EX 654 (CU pulled)
5/14/08 TU 660 EQ 676 EX 623
9/5/07 TU 579 EQ 612 EX 546
Contributor
Lyyssa
Posts: 96
Registered: ‎03-11-2008
0

Re: my first approval!

Congratulations!!! That's awesome!! I get that giddy whenever I'm approved for anything. :smileywink: The feeling never gets old.
Manga is food for my soul. :smileyhappy:
Frequent Contributor
maxima1
Posts: 455
Registered: ‎11-27-2007
0

Re: my first approval!

WTG:smileyhappy:ON UR WAY......
GOAL FOR 2010 Paying Down Debt .........653 EQ 685TU EXP???
Established Contributor
beenthere
Posts: 971
Registered: ‎01-13-2008
0

Re: my first approval!

I changed back into the living when I got my $300 Orchard card. Things have progressed nicely sense. Read here. Do ALL the right things and you too can become addicted to GOOD credit. Check it out!
1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693

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