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Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

my first pre-approved offer ever!

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‎09-27-2012 02:04 PM

today i got home and i found a letter from FPB for a pre-approved MC with a 700cl and a 175AF! i dont know what to do! lol

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
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melbaro
Posts: 74
Registered: ‎08-03-2012

Re: my first pre-approved offer ever!

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‎09-27-2012 02:05 PM

SHRED IT!!!

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Regular Contributor
WhiteCollar
Posts: 230
Registered: ‎04-07-2012

Re: my first pre-approved offer ever!

[ Edited ]
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‎09-27-2012 02:07 PM - edited ‎09-27-2012 02:10 PM

Congrats on your first preapproval! Having been a former FPB customer, I will tell you to RUN!! You will do better by applying for a secured card from a CU ( if you are a member of one) or Bank of America. 

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Established Contributor
jamie123
Posts: 596
Registered: ‎03-22-2012

Re: my first pre-approved offer ever!

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‎09-27-2012 02:07 PM

melbaro wrote:

SHRED IT!!!

+1 Some good advice here! ^^^^^^^^^

 

$175 AF is a joke.

 


Starting Score: EQ 658 6/18/12
Current Score: EQ 703 11/9/12 TU 693 10/23/12
Goal Score: EQ 720+ by 6/1/13
Take the FICO Fitness Challenge
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Frequent Contributor
OptimasPrime
Posts: 332
Registered: ‎08-17-2012

Re: my first pre-approved offer ever!

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‎09-27-2012 02:09 PM

jsickz32 wrote:

today i got home and i found a letter from FPB for a pre-approved MC with a 700cl and a 175AF! i dont know what to do! lol

Might just be me, but I detect a hint of sarcasm here from the op.

EQ 778 (myFico 05/13) | EX 749 (Amex) | CK 760 | CS 787
Amex Zync | BCE 2.6k | BofA Travel Rewards 4k | Chase Freedom 2.1k | Discover it 4k
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Valued Contributor
injustifiiable
Posts: 1,114
Registered: ‎03-30-2012

Re: my first pre-approved offer ever!

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‎09-27-2012 03:05 PM

Wipe your butt with it....that's about all it's good for!!!!!


Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
Current Score: TU TransRisk 590|EQ FICO 681|EX FAKO 676|Vantage 684 as of June 10, 2013
Goal Score: 750-800 across the board

Take the FICO Fitness Challenge
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Valued Contributor
Duncanrr
Posts: 2,519
Registered: ‎06-08-2012

Re: my first pre-approved offer ever!

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‎09-27-2012 03:10 PM

Cut it up and put it and some heavy small objects back in the envelope that came with app and mail it back to them at their expense.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
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Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: my first pre-approved offer ever!

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‎09-27-2012 03:21 PM

injustifiiable wrote:

Wipe your butt with it....that's about all it's good for!!!!!

lol

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
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Established Contributor
flowfaster
Posts: 723
Registered: ‎08-30-2011

Re: my first pre-approved offer ever!

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‎09-27-2012 03:28 PM

jsickz32 wrote:
injustifiiable wrote:

Wipe your butt with it....that's about all it's good for!!!!!

lol

lol+1

 

Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
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Mega Contributor
LS2982
Posts: 15,097
Registered: ‎04-09-2011

Re: my first pre-approved offer ever!

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‎09-27-2012 03:36 PM

LMAO @ wipe ur butt with it!!!


Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
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