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Established Contributor
calihlove75
Posts: 787
Registered: ‎05-16-2012

Re: my first pre-approved offer ever!


OptimasPrime wrote:

jsickz32 wrote:

today i got home and i found a letter from FPB for a pre-approved MC with a 700cl and a 175AF! i dont know what to do! lol


Might just be me, but I detect a hint of sarcasm here from the op.


LOL, considering the OP has some nice cards Chase, Amex, and Discover to name a few...I have to agree with you!!!

 


100% Ficos: EX 762, TU 767, EQ 754 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-2/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $8000~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $14,000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
Valued Contributor
creditnocash
Posts: 2,185
Registered: ‎07-23-2012

Re: my first pre-approved offer ever!

maybe if they paid you 150 every year to use it. 

Current: Discover Fico 689 7/14 Walmart Fico 682 7/14

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Established Contributor
Jlu
Posts: 569
Registered: ‎06-12-2012

Re: my first pre-approved offer ever!

[ Edited ]

lol @ how many people didn't understand that jsickz was being sarcastic.


Being from MA too I get sarcasm.

 

Unlike the poster below me. 

Wallet: JP Morgan Select Visa Signature $10k | Chase Sapphire Preferred $7k | Citi ThankYou Premier Visa Signature $5700 | AMEX Premier Rewards Gold Card | Barclaycard Visa $5k | Discover IT $10k | Chase Freedom Visa $3k | Capital One Quicksilver $3k | Bank of America Cash Rewards Visa Signature $8k | Walmart Store $5k | Amazon Store $10k | Chase Total Checking |
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: my first pre-approved offer ever!

That offer isnt a good one however congrats onyour first pre=approved offer.

Established Contributor
logan_720
Posts: 608
Registered: ‎02-02-2012

Re: my first pre-approved offer ever!


Credit314 wrote:

That offer isnt a good one however congrats onyour first pre=approved offer.


I think we established that he know its in fact a terrible offer. :smileywink:

Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: my first pre-approved offer ever!

The cl its bigger than what chase gave me on my freedom tho...thats why the freedom has been SD!
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: my first pre-approved offer ever!

I just got fingerhut pre-approval in mail. It's a large catalog. What should Ido with this :smileywink:


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: my first pre-approved offer ever!

@Duncan wipe ur butt with the bathroom section lol



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
codimom
Posts: 386
Registered: ‎09-08-2010

Re: my first pre-approved offer ever!

shred it and make a collage of "omg i'll never go there again".... :smileyhappy:


Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13


Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: my first pre-approved offer ever!

24.90% ARP. Blah. There was no bathroom section but there was a bedding section. :smileywink:

I did shred the app and mailed it back to them in their prepaid envelope.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge

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