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Established Contributor
calihlove75
Posts: 712
Registered: ‎05-16-2012

Re: my first pre-approved offer ever!


OptimasPrime wrote:

jsickz32 wrote:

today i got home and i found a letter from FPB for a pre-approved MC with a 700cl and a 175AF! i dont know what to do! lol


Might just be me, but I detect a hint of sarcasm here from the op.


LOL, considering the OP has some nice cards Chase, Amex, and Discover to name a few...I have to agree with you!!!

 

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/0, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: my first pre-approved offer ever!

maybe if they paid you 150 every year to use it. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Frequent Contributor
Jlu
Posts: 460
Registered: ‎06-12-2012

Re: my first pre-approved offer ever!

[ Edited ]

lol @ how many people didn't understand that jsickz was being sarcastic.


Being from MA too I get sarcasm.

 

Unlike the poster below me. 

Wallet: JP Morgan Select Visa Signature $9000 | Chase Sapphire Preferred $5000 | Chase Freedom Visa $2000 | Barclaycard Visa $3000 | Discover More $1500 | Capital One Platinum Mastercard $750 | Bank of America Cash Rewards Visa $500 | Walmart Store $950 | Amazon Store $5000 | AMEX Zync (AU) NPSL | Chase Total Checking | RIP: First Premier Mastercard
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: my first pre-approved offer ever!

That offer isnt a good one however congrats onyour first pre=approved offer.

Established Contributor
logan_720
Posts: 606
Registered: ‎02-02-2012

Re: my first pre-approved offer ever!


Credit314 wrote:

That offer isnt a good one however congrats onyour first pre=approved offer.


I think we established that he know its in fact a terrible offer. :smileywink:

Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: my first pre-approved offer ever!

The cl its bigger than what chase gave me on my freedom tho...thats why the freedom has been SD!
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: my first pre-approved offer ever!

I just got fingerhut pre-approval in mail. It's a large catalog. What should Ido with this :smileywink:


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

Take the FICO Fitness Challenge
Mega Contributor
LS2982
Posts: 14,464
Registered: ‎04-09-2011

Re: my first pre-approved offer ever!

@Duncan wipe ur butt with the bathroom section lol



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Frequent Contributor
codimom
Posts: 270
Registered: ‎09-08-2010

Re: my first pre-approved offer ever!

shred it and make a collage of "omg i'll never go there again".... :smileyhappy:


Back in the garden!
App free since 23Oct2012



Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: my first pre-approved offer ever!

24.90% ARP. Blah. There was no bathroom section but there was a bedding section. :smileywink:

I did shred the app and mailed it back to them in their prepaid envelope.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

Take the FICO Fitness Challenge

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