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my first pre-approved offer ever!

Established Contributor

Re: my first pre-approved offer ever!


OptimasPrime wrote:

jsickz32 wrote:

today i got home and i found a letter from FPB for a pre-approved MC with a 700cl and a 175AF! i dont know what to do! lol


Might just be me, but I detect a hint of sarcasm here from the op.


LOL, considering the OP has some nice cards Chase, Amex, and Discover to name a few...I have to agree with you!!!

 

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 11 of 23
Valued Contributor

Re: my first pre-approved offer ever!

maybe if they paid you 150 every year to use it. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 12 of 23
Established Contributor

Re: my first pre-approved offer ever!

lol @ how many people didn't understand that jsickz was being sarcastic.


Being from MA too I get sarcasm.

 

Unlike the poster below me. 

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 13 of 23
Established Contributor

Re: my first pre-approved offer ever!

That offer isnt a good one however congrats onyour first pre=approved offer.

Message 14 of 23
Established Contributor

Re: my first pre-approved offer ever!


Credit314 wrote:

That offer isnt a good one however congrats onyour first pre=approved offer.


I think we established that he know its in fact a terrible offer. Smiley Wink

Message 15 of 23
Valued Contributor

Re: my first pre-approved offer ever!

The cl its bigger than what chase gave me on my freedom tho...thats why the freedom has been SD!
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 16 of 23
Valued Contributor

Re: my first pre-approved offer ever!

I just got fingerhut pre-approval in mail. It's a large catalog. What should Ido with this Smiley Wink


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 17 of 23
Mega Contributor

Re: my first pre-approved offer ever!

@Duncan wipe ur butt with the bathroom section lol



EQ FICO 548 3/3/16
Message 18 of 23
Frequent Contributor

Re: my first pre-approved offer ever!

shred it and make a collage of "omg i'll never go there again".... Smiley Happy

Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13
Message 19 of 23
Valued Contributor

Re: my first pre-approved offer ever!

24.90% ARP. Blah. There was no bathroom section but there was a bedding section. Smiley Wink

I did shred the app and mailed it back to them in their prepaid envelope.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 20 of 23