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Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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my second pre-approved offer! lol

[ Edited ]

today i received a letter from merrick bank for a offer for a $2500 visa no AF but 23.45% apr -_- lol  are they any good? never heard from them before this. also i finally received my DCU card after more than a month because they need it verify income and other things. oh and they gave me back the $7500 i was initially approved for so im happy as *beep*. the card is silver with chrome letters...kinda makes me want the Amex plat!

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: my second pre-approved offer! lol


jsickz32 wrote:

today i received a letter from merrick bank for a offer for a $2500 visa no AF but 23.45% apr -_- lol  are they any good? never heard from them before this. also i finally received my DCU card after more than a month because they need it verify income and other things. oh and they gave me back the $7500 i was initially approved for so im happy as *beep*. the card is silver with chrome letters...kinda makes me want the Amex plat!


To the shredder with that offer!! :smileyhappy:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Re: my second pre-approved offer! lol


LS2982 wrote:

jsickz32 wrote:

today i received a letter from merrick bank for a offer for a $2500 visa no AF but 23.45% apr -_- lol  are they any good? never heard from them before this. also i finally received my DCU card after more than a month because they need it verify income and other things. oh and they gave me back the $7500 i was initially approved for so im happy as *beep*. the card is silver with chrome letters...kinda makes me want the Amex plat!


To the shredder with that offer!! :smileyhappy:

 


so that bank is not good?

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
Posts: 608
Registered: ‎10-11-2012
0

Re: my second pre-approved offer! lol

That APR is MUCH to high to even consider!  I would definitely put that offer into the trash!! 23.45%??? Nosiree Bob!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: my second pre-approved offer! lol


jsickz32 wrote:

LS2982 wrote:

jsickz32 wrote:

today i received a letter from merrick bank for a offer for a $2500 visa no AF but 23.45% apr -_- lol  are they any good? never heard from them before this. also i finally received my DCU card after more than a month because they need it verify income and other things. oh and they gave me back the $7500 i was initially approved for so im happy as *beep*. the card is silver with chrome letters...kinda makes me want the Amex plat!


To the shredder with that offer!! :smileyhappy:

 


so that bank is not good?


umm....

 

No.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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