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navy federal credit union- so happy

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scrubs
Regular Contributor

navy federal credit union- so happy

i filled for bankruptcy on april 2009 and was discharged on july 2009. for 14 months i clean up my credit report and paid off most of my post bankruptcy debt.

just a fews days ago i found out that i was qualified for navy federal credit union. sat i sign up on line application and was approved. that afternoon i applied

for the ncard rewards credit card and was approved for 8,500 dollars. my highest card ever. i guess my re-building is almost over soon i will get rid of my

orchard card 700 dollars and my cap one 500 dollars all with af. just two weeks ago i was approved for pc richard store card with ge money bank. also keep my juniper bank card mc 1600 dollars.

Message 1 of 8
7 REPLIES 7
daisyduke
Valued Contributor

Re: navy federal credit union- so happy

Congrats on the nice CL and rebuilding as well! nice job.


Starting Score: 682 EQ, 663 TU
Current Score: 687 EQ - 705 TU on 7/18/10
Goal Score: 700 + both EQ and TU


Take the FICO Fitness Challenge
Message 2 of 8
bostonte
Frequent Contributor

Re: navy federal credit union- so happy

Did they ask for docs (paystubs, w2s, tax returns, etc)?
Message 3 of 8
scrubs
Regular Contributor

Re: navy federal credit union- so happy

no just answer questions over the phone.

Message 4 of 8
terrymurph
Regular Contributor

Re: navy federal credit union- so happy

What were your scores at the time of approval...And who did they pull?
Eq WAS 500+ three years ago NOW IM 683 and Trans WAS ALSO 500+ NOW IM SITTING AT 710
700 You better be on the LOOK OUT(OOPS GUESS THEY WEREN'T LOOKING CAUSE I ALREADY MADE IT YAAAAYYYYYYYY)
Message 5 of 8
scrubs
Regular Contributor

Re: navy federal credit union- so happy

my fico eq is 681. they pull eq only. ge money bank also pull eq. approved for two cc and waiting for approval for my 4000 personal loan.

Message 6 of 8
wednesdayaddamsd
Regular Contributor

Re: navy federal credit union- so happy

How are all you getting Navy Federal credit cards? I thought you had to be in the military to join?

Amex PRG. Amex Blue. Amex ED. Cap 1 Quiksilver. Saks Fifth Avenue. Neiman Marcus. Grandin Road. Target Red Card. Barclay Rewards. Home Depot. Paypal BML. Affirm. Victoria's Secret. Care Credit. Lumber Liquidators. Art Van. Evine. Firestone. Discount Tire. Discover IT.
Message 7 of 8
chasmith
Valued Contributor

Re: navy federal credit union- so happy

Look at their field of membership.  Military (active, reserve, retired), DOD Civilian employees and DOD Contractors, other government employees assigned to DOD installations, and family of all of the above.  Once a family member of someone on the list becomes a member, I believe all their family members become eligible.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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Message 8 of 8
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