navy federal line of credit

[ways2go]

 I don't know if this is the right forum, but have a few questions.  Recently approved for a 12k.  How does the repayment work on it?  It says you can write a loan to yourself?  How, and how does it effect with the money that you have in your checking account? Do you just write a check , and they pull out what is in your checking account and then pull the rest out of your line of credit?  

Thanks

[j_casteel]

The LOC is just like a CC but you write checks instead of swipe it. Also, it will protect your checking account from being overdrawn. You have minimum monthly payments on it as if it were a CC. When you make the payments you pay directly to your LOC.