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Valued Member
jango
Posts: 32
Registered: ‎03-15-2008

nearing 700 score and got denied by wamu

wow. wth do you have to do to get a good card? right now i have a credit one and first premier and never missed payments in 13 months. this sucks.
TU - 661 5/24/11
EQ - 640 5/24/11
EX - 671 5/24/11
Established Member
lookingfor700
Posts: 47
Registered: ‎05-13-2008

Re: nearing 700 score and got denied by wamu

Have you ever had a Providian CC in the past that was in bad standing? They Blacklist, I know this from when i tried for a WAMU and got a NO  From a old bad account from 1998....That was PIF almost 8 years ago. They dont Play.
Valued Contributor
cobra19
Posts: 1,426
Registered: ‎07-24-2007

Re: nearing 700 score and got denied by wamu

Forget, FP. Apply to Chase, AMEX.
 
Any recent baddies (CO's, etc)?
 
 
 
New York Yankees - 2009 World Series Champions. 27... and counting.....
Valued Member
jango
Posts: 32
Registered: ‎03-15-2008

Re: nearing 700 score and got denied by wamu

nope, never had a providian. the only 2 collections i have on my accounts are being disputed and they are from 2001/2003.
TU - 661 5/24/11
EQ - 640 5/24/11
EX - 671 5/24/11
Established Member
lookingfor700
Posts: 47
Registered: ‎05-13-2008

Re: nearing 700 score and got denied by wamu

Yes! Try Chase! And if they say no just Recon. If i can Recon a Chase card, anyone can. True story.
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007

Re: nearing 700 score and got denied by wamu

Wamu is nutz. I've seen people with scores well over 700 get approved for toy lines while some with scores low to mid 600's with just rebuilder cards showing get 8-10K lines. I think they want to be the go to card and think anyone with large lines is not apt to generate too much income for them. Just my opinion.
Regular Contributor
Carsalesmn
Posts: 247
Registered: ‎02-20-2008

Re: nearing 700 score and got denied by wamu

Wamu/Providian are inconsistant and unpredictable.....
 
There is no need for them with banks like: B of A, Chase, Citi, Amex, Discover.....
 
Anyone of those CCC's are prime, have good service, and will grow with you..... I am sure I am leaving several cards out, but you get my drift!
Valued Member
gettintherequick
Posts: 56
Registered: ‎04-11-2008

Re: nearing 700 score and got denied by wamu



smallfry wrote:
Wamu is nutz. I've seen people with scores well over 700 get approved for toy lines while some with scores low to mid 600's with just rebuilder cards showing get 8-10K lines. I think they want to be the go to card and think anyone with large lines is not apt to generate too much income for them. Just my opinion.


I have to agree with that statement. I had scores of 687 to 669 and on the same day applied for a Discover More card, a Chase Rewards card and a Wamu MC. I got the Chase Rewards with a $3000 CL, the Discover more card with a $2000 CL and the WaMu MC with a $500 CL. I dont think that they have a method to their maddness. Oh well, a pack of gum a month will be all the WaMu card will see.
Problems cannot be solved at the same level of awareness that created them.
--Albert Einstein
Established Member
lookingfor700
Posts: 47
Registered: ‎05-13-2008

Re: nearing 700 score and got denied by wamu

So they are the Soup Nazi's of the CC world?
 
"NO CC FOR YOU"
Valued Member
jango
Posts: 32
Registered: ‎03-15-2008

Re: nearing 700 score and got denied by wamu

[ Edited ]
denied for a discover more card as well. and i got a 30 day mesage about a chase card. yep, i am about to give up. and now i got denied for a capitol one card.


Message Edited by jango on 05-26-2008 08:58 PM
TU - 661 5/24/11
EQ - 640 5/24/11
EX - 671 5/24/11

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