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That's true, and if you don't need a very high BT, or if you have killer scores and they're going to give you a high CL anyway, Citi's a better deal.
@FretlessMayhem wrote:
Citi has several cards with good BT offers Hauling. I got 15 months 0.0 APR with a 3 percent BT fee, but it was also capped.
@haulingthescoreup wrote:That's true, and if you don't need a very high BT, or if you have killer scores and they're going to give you a high CL anyway, Citi's a better deal.
@FretlessMayhem wrote:
Citi has several cards with good BT offers Hauling. I got 15 months 0.0 APR with a 3 percent BT fee, but it was also capped.
One thing about BofA is that they're pretty good about high CL's if they know you have a good-size BT, because they make out quite nicely on them. Unless, of course, you actually pay it off in the 15 months!
@FretlessMayhem wrote:
I have noticed that any time I even mention BT on the phone with BOA they try and get me to do it right then, up to my entire CL. Once they even offered to deposit 10k directly into my checking account.
I was thinking about having them do it once since it is 0APR until March 2009 and then immediately repaying it. I am thinking if I do this a couple of times it might make them raise my CL significantly.
I really won't complain though. They gave me 20k of CL with no inquiry!