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How I have a 2 part question to ask: The first question is has anyone heard of the PRBC the company that does payment reporting and it is really true.?? they take your payment you make every where like gas bills , cell phone, and other things an put it on the credit report will this help my credit???
The second question is I have bad credit right now and I'm having a hard time getting to my creditors to pay for delete. Is there any letter or anything I can do to hurry up this process??
Did you do a search on this board for "PFD" and "pay for delete?"
There are several good threads and sample letters.