Just got a chase freedom 3000 dollar limit and a discover it with a 4000 dollar limit and since I closed on my house last month my local bank signed me up for a homeowners card 5/3 bank with just 500 dollars. Now I'm wondering should I call and ask for a cl or wait a few months? 500 bucks dont really do me much of good since I got the chase should I just put it in my wallet and not worry. Also have a cap1 with 1300 but have had forever and that's it.
Maybe wait for about 6 months and then request a CLI.
Starting Score: 504 July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013 Goal Score: All Scores 760+, Newest goal 800+ Take the myFICO Fitness Challenge Current scores after adding $81K in CLs and 2 new cars since July 2013 EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.