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New Contributor
noncontrol
Posts: 75
Registered: ‎02-01-2012
0

new cards and questions

Just got a chase freedom 3000 dollar limit and a discover it with a 4000 dollar limit and since I closed on my house last month my local bank signed me up for a homeowners card 5/3 bank with just 500 dollars. Now I'm wondering should I call and ask for a cl or wait a few months? 500 bucks dont really do me much of good since I got the chase should I just put it in my wallet and not worry. Also have a cap1 with 1300 but have had forever and that's it.
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: new cards and questions

Maybe wait for about 6 months and then request a CLI.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Current scores after adding $81K in CLs and 2 new cars since July 2013
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Established Contributor
shakalaka
Posts: 567
Registered: ‎09-10-2012
0

Re: new cards and questions

Congrats

 

I would garden 6 months or so and then request a CLI. Maybe your other cards will have grown also by then.


Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (12,700) | Chase Freedom (6,300) | Walmart (4,500) | CapOne (4.000) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 758 (10/12) EQ 724 (10/22) EX 748 (12/5)

Established Contributor
namvet
Posts: 866
Registered: ‎09-22-2011
0

Re: new cards and questions

I agree with above posters.   Wait 6 months to a year.

New Contributor
noncontrol
Posts: 75
Registered: ‎02-01-2012
0

Re: new cards and questions

Alright thanks guys probably won't apply for anything else either
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: new cards and questions

Congrats and btw +1 I would wait atleast 6 months as well if I was you.


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